Sullivan Financial Planning Blog | Retirement Planning Advice

Budgeting Method #2: The Save First System

Personal FinanceBy Kristi Sullivan September 4, 2014

Budget Method #2: Save First System I’ll let you in on a shameful I-should-know-better-because-I’m-a- financial-planner secret of mine. I HATE making a budget and tracking my expenses. So, I don’t. “WHAT?!?! Don’t they make you turn in your meticulous…

Budgeting Method #1 – The Envelope System

Personal FinanceBy Kristi Sullivan August 28, 2014

Budget Method #1: Envelope System Maybe you’ve heard your grandparents talk about how they managed money in their younger years. They got paid, cashed their paychecks, and divided cash into envelopes labeled for each monthly bill: Rent, utilities, groceries, gas,…

Budgeting – I know you hate it, but let’s do it anyway

Personal FinanceBy Kristi Sullivan August 21, 2014

Budgeting: Why we hate it and how to make it our friend. Do you know why so few people have a budget? Because budgeting stinks! Budgets are just like diets. They call to mind what you can’t do and how…

Don’t Raise Spoiled Brats! Great WSJ Article for Parents

Personal FinanceBy Kristi Sullivan July 17, 2014

One thing that I run into with older clients is a worry that they help their adult children too much. If they are worried about this, chances are they are right! By giving adult children money for cell phone bills,…

Three Cheap Thrills for Summer in Colorado

Fun StuffBy Kristi Sullivan July 10, 2014

It’s summer time and the livin’ is easy…except when you are trying to entertain kids or guests without breaking the bank. Here are 3 fun ideas that don’t cost a lot and keep the smiles coming. Take in a non-concert at…

Roth IRA Advantage #3 – Minimum Required Distribution Planning

Retirement SavingsBy Kristi Sullivan July 3, 2014

It’s a bitter irony that after years of slugging money into your tax-deferred retirement accounts (401(k)s, 403(b)s, Traditional IRAs, SIMPLE IRAs, SEP IRAs, 457s) and being told by the IRS that you CAN’T get the money out until you…

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