If I Made Candy Hearts

Ask any of my husbands, romance is not a core strength of mine. On the other hand, I am great at eating Valentine’s candy. It got me thinking, how can I combine my love of giving financial advice with the upcoming Hallmark holiday? Short, sweet advice in three words or less on candy hearts? Yes!

#1 – Save Early

#2 – Don’t panic sell

#3 – 3-month ER Fund

#4 – Live Within Means

#5 – Save Every Month

#6 – Retirement before College

#7 – No CC Debt

#8 – No Bitcoin

#9 – Low Investment Expenses

#10 – Budget for Chocolate

See, personal finance isn’t hard! Any sweetheart can do it.

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Kristi Sullivan

My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance. I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.