Annuities are a big business. In 2019 $57.8billion in annuities were sold according to the Insured Retirement Institute. What’s the appeal? First, let’s remember that there are many kinds of annuities: Fixed, variable, immediate, and deferred are the…
I recently heard a comedian say that the idea of summer vacation spoils our thinking forever. It’s true – as an adult, you are always disappointed in the idea you have to work during summer, even though it was such…
It’s August, and thoughts often turn to back-to-school. Whatever that looks like. For those of us with students at home (and at home, and at home, and at home) or in college (also, possibly at home, darn it), paying tuition…
The financial services industry has for years been collectively handwringing about how to measure clients’ real feelings about stock market volatility. The problem starts with the language we use. It continues with the overconfidence of people when markets are good.…
Tens of millions of Americans have filed for unemployment since March. Everyone from optometrists to octopi at the local aquarium have seen demand drop for their services as people stay home to stay safe. If you need income while your…
Welcome to summertime during a pandemic! Chances are you are feeling stretched financially, your kids are bored with no camps to attend, you have to download an app to go to the ice cream store, and your neighborhood pool might…
The idea of a recession is scary, but planning and rational action can lessen the worry. You can't control the stock market, but you can control your money. This fast, free class gives you 5 actionable tips to get your household finances ready for a recession tomorrow, next month, or next year.
