Hello, loyal readers! Last week, I started a pretend business to explain the difference between stocks and bonds. Kristi’s Ranger Cookie Food Truck is sure to be a smashing success thanks to this recipe: Cream together: 1/2 Cup Butter, 1/2 Cup…
Let’s start with the basics. What’s the difference between a stock and a bond? I will explain this concept by starting a hypothetical company, Kristi’s Ranger Cookie Food Truck. Ask any member of my family, neighbors, cat sitter, or school…
Ladies and gentleman, watch carefully as I perform a magic trick. Before your very eyes, I will unmask for you the confusing and veiled language used in the financial services industry. These words make sense to a very few in…
You know how sometimes it’s better to hear something from an outside coach or counselor than your own parents or spouse? Maybe that’s true for blogs, too! So, for a fresh perspective and some down to earth advice, check out…
Budget Method #3 – Write-It-and-Track-It This last system for managing your expenses is the one people mostly associate with making a budget. And probably the reason so few of us do it. But, there is a reason it’s still…
Budget Method #2: Save First System I’ll let you in on a shameful I-should-know-better-because-I’m-a- financial-planner secret of mine. I HATE making a budget and tracking my expenses. So, I don’t. “WHAT?!?! Don’t they make you turn in your meticulous…