To encourage you not to leave all the year-end tasks until, well, the end of the year, I’d like to explain a charitable gifting hack for readers aged 70 ½ and older. The Qualified Charitable Distribution (aka QCD) allows people…
The holidays are upon us, and if Christmas tree displays in September didn’t remind you, it’s time to get started on whatever year-end shopping you do. I’m a big fan of starting holiday shopping early and with purpose. Before I…
We’ve revisited some financial rules of thumb this month. Here are a few more bits of (maybe obvious) advice to achieve financial security. Simple portfolios work just fine. Investments don’t have to be complex or expensive to be good. …
Did you know that there is such a thing as too much savings? It’s true! Some people over save in their emergency fund. Or even in retirement accounts. Not everyone is the chronic over-spender the media would have you believe.…
Do you remember how when you started back to school, teachers would spend the first week or so reviewing things you learned last year? Probably to prime the pump for your brain to bring in the new information. In that…
The government just loves to roll out new investment tools and then spend the next 50 years tinkering with the rules. 529 college savings plans are no different. Lately there is good news and bad news on the legislative front.…
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