Ladies and gentleman, watch carefully as I perform a magic trick. Before your very eyes, I will unmask for you the confusing and veiled language used in the financial services industry. These words make sense to a very few in…
You know how sometimes it’s better to hear something from an outside coach or counselor than your own parents or spouse? Maybe that’s true for blogs, too! So, for a fresh perspective and some down to earth advice, check out…
Budget Method #3 – Write-It-and-Track-It This last system for managing your expenses is the one people mostly associate with making a budget. And probably the reason so few of us do it. But, there is a reason it’s still…
Budget Method #2: Save First System I’ll let you in on a shameful I-should-know-better-because-I’m-a- financial-planner secret of mine. I HATE making a budget and tracking my expenses. So, I don’t. “WHAT?!?! Don’t they make you turn in your meticulous…
Budget Method #1: Envelope System Maybe you’ve heard your grandparents talk about how they managed money in their younger years. They got paid, cashed their paychecks, and divided cash into envelopes labeled for each monthly bill: Rent, utilities, groceries, gas,…
Budgeting: Why we hate it and how to make it our friend. Do you know why so few people have a budget? Because budgeting stinks! Budgets are just like diets. They call to mind what you can’t do and how…