So, I say it every four years, and I’ll say it again. The US President is one person whose job cannot last more than 8 total years. This person does not in the long term affect the worldwide economy. Therefore, and ergo, for the sake of your own sanity and that of your financial advisor,…
No need to break the bank or dress like a healthcare worker with loose morals this Halloween! Here are a few budget friendly ideas that can be put together at the last minute that will have your fellow party goers in stitches. Bonus, no itchy make-up or uncomfortable shoes required. Ceiling Fan: This costume…
A truism about social norms in America is that people would much rather talk about their uterine fibroids with perfect strangers than discuss money with those closest to them. Here are three quick tips and three pitfalls to avoid when talking about money with your honey. Schedule Regular Money Talks Set aside time regularly, maybe…
What is a secret blunder lurking in many people’s investment accounts? Uninvested cash left sitting for months, years, even decades. How does this happen? A simple misunderstanding upon transferring or adding new money to brokerage accounts. Here is how money gets invested in a brokerage account: Here is what often happens: …
Great news! The IRS has clarified a part of the Secure 2.0 Act (only took two years) and now employees can more easily than ever raid their 401(k) plans. That’s right, once per year, you can take out money from your active 401(k) plan up to $1,000 without having to prove a specific hardship. You…
Yep, it’s time again to remind dear readers that the stock market isn’t a living thing that hates you. It’s a place where people exchange shares of companies based on a price buyers and sellers think is fair at the moment. The only bad emotion in the stock market the regret felt by those who…
What, too much cash? Never. Agreed! The green I’m speaking of that you may have too much of is that summer bumper crop of zucchini. Here are three ideas for using that stunning summer squash. Zucchini Noodles (Zoodles) I tried a zucchini noodle dish at a restaurant recently and immediately wanted to try it at…
Over the last couple of years in a higher interest rate environment, the appeal of I Bonds went from Zero (kind of like their returns prior to 2021) to Kardashian-level break-the-internet appeal. Many clients have asked if they should get on that train. My answer – as always – is “it depends.” Last week’s blog…
After many years of low inflation, starting in 2021 I Bonds began having their moment. So, here is a primer on how I Bonds work (today’s blog) and how you might use them in your portfolio (next week – that’s right, a two-part cliffhanger blog!) I Bonds are a type of U.S. Treasury savings bond…
Thanks to alert reader and all around supportive husband Sean Sullivan for showing me this graphic from Visual Capitalist illustrating how much income it takes to live comfortably in each state. This is helpful in my business, because often clients talk about relocating to a less expensive place to live. But what does…
Stay organized and prepared for retirement with my comprehensive checklist and timeline. Enter your name and email below to get instant access.
