Let’s face it, you aren’t in the mood for heavy financial concepts on top of your heavy Thanksgiving meal. Instead, enjoy 5 funny Thanksgiving costumes from that never-ending source of laughs: the internet. Honoring our nation’s forefathers and the highest-grossing film of 2026. Balloon art taken to an extreme. Best use of stuff…
Sure, we all know December 31st is the deadline to make certain tax moves. But you can’t just wander into your bank or brokerage branch at 1 pm on New Year’s Eve and expect money to move by midnight. Your Year-End Checklist What are some realistic deadlines to get things actually completed by year-end? How…
A few weeks ago, I wrote about the new 530A (aka Trump) accounts for kids. And guess what? There are already changes, contradictions, and confusion. Before: Parents or guardians had to actively open an account for the child. After: 530a accounts are automatically opened for all eligible children under age 18 with a Social…
To quote the Beatles, “I get by with a little help from my friends.” Thanks to my financial planner buddies, I was recently reminded of the power of the in-service Rollover. Before I explain, let me say that this technique is NOT for everyone. As with everything in this blog, ask your financial planner, CPA,…
Many of my clients are lifelong excellent savers and rule-followers. They do what’s suggested and keep doing it. For that reason, many of my clients have a LOT of tax-deferred money set aside that can’t be touched until age 59.5 (there are exceptions, but they are a hassle). This is a bummer: because they have…
Normally I shy away from discussing accounts that seem to come from a political gambit or whim. However, talking to my Friend in Finance, Cameron Morgan, made me think I should learn and share a bit about the new 530a (aka Trump) accounts. These accounts could be a solution to the question I often get…
Sure, Grey Divorce gets a ton of headlines, but what about Grey Marriage? It’s not unusual for people who are in a later-in-life serious relationship to ask me if they should get married for tax reasons. Not the most romantic of proposal set-ups (Sandra Bullock and Bill Pullman star in While You Were Filing Your…
I was recently delighted to hear of the retirement of one of my fave estate planning attorneys. I’m so happy for her to reach this milestone. Then, I heard from her successor that some of the attorney’s clients were really angry about her retirement. My delight was diminished. Yes, change is hard. It’s not fun…
Never let it be said that an old dog can’t be taught new tricks! Old Dog = Me. I learned something mind-blowing from Michael Kitces at a conference in August that backtracks on a “rule” I have followed for years. In my month-long September rant about RMDs and not freaking out about them, I said…
I think that personal financial planning is Ground Zero for FOMO (fear of missing out) for those of us over a certain age. Those of us who need FOMO spelled out. 😊 Everyone’s worries are valid, but many times they are overblown or don’t even apply. But some things we worry about are going to…
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