The retirement plan maximum increased in 2015 to $18,000/year with a $6,000/year catch up contribution for those aged 50 and over. If you are fortunate enough to be adding the maximum each year to your retirement plan, make sure your contribution percentage is up to date with the new limits. If you are thinking “No…
Here’s a little secret that most investment salespeople will not tell you: The actual investments you choose aren’t really that important. Buying Whole Foods or Walmart or Kroger stock is the least important financial decision you will make. What? How can that be, you say? My adviser is an expert at picking money making investments. …
Bottom-up Investing: No, this is not a reference to Kim Kardashian breaking the internet. Bottom-up mutual fund managers research companies individually and without regard to the current economic cycle, geography, or other big picture considerations. Asset Allocation: I’ll spend more time on this later. For now, know that Asset Allocation is the combination of different…
Here’s a topic that many people wish they knew more about. That, and whether the new college football playoff system will be better than the BCS. Exchange Traded Funds (aka ETFs) were introduced in 1993 with the launch of the S&P 500 Depository Receipt (or SPDR). This was a mutual fund-like investment that pooled investor’s…
In a recent edition of Investment News, Sullivan Financial Planning’s Kristi Sullivan was quoted for the article, Advisers Preach Calm, Buckle in as Markets Bounce by Jeff Benjamin. A copy of the article is below. Advisers preach calm, buckle in as markets bounce Prepare clients for market volatility by thinking long term and being proactive…
I kicked off 2015 by being quoted in Money.com. Very exciting! http://time.com/money/3653680/how-to-simplify-your-finances/ Contact me at 303-324-0014 or kristi@sullivanfinancialplanning.com to talk about how I can help simply your finances. Stay Informed and Educated — Subscribe to the SFP Blog! Use the quick and easy form to the right of this article.
You may think of investment people as nerds (and you are mostly right), but we have areas where we are passionate, too. One of them is whether index investing or active management is better. On the Index side, you have people who sometimes refer to themselves as Bogleheads (kind of like Parrotheads, but WAY less…
Happy New Year! In December I veered off in all sorts of random directions with the blog. Between year-end to-dos and general revelry, I got way off task with the decoding financial jargon goal. So, back to work we go. In past blogs, I’ve explained what a mutual fund is, how to do research picking…
Happy New Year! In my financial planning business, I work with three distinct groups: Those who are just starting out in their professional and investing lives (ages 25-30) People who are building careers, families, and savings portfolios (30s – 50s) Pre-retirees or people who have recently retired (50s and beyond) Following are the New Year’s…
“Santa Claus has the right idea. Visit people only once a year.” ―Victor Borge Once again, we come to the Holiday Season, a deeply religious time that each of us observes, in his own way, by going to the mall of his choice. ―Dave Barry “Keep your friends close, your enemies closer, and…
