My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
No, the title isn’t a typo! Recently two concepts have been in the news that make me ponder how much small change can change your future. The first is a poll conducted by YouGov Omnibus in January of 2018 which found that 89% of Americans would stop to pick up a coin off the ground.…
A term we financial planners throw at our clients a lot is Asset Allocation. What does that even mean? Well, it’s only the most important decision you make with your investments! Asset Allocation Asset Allocation is simply the percentage of your money you decide to put into different areas of the investment markets. A…
If you’re like most Americans, you might be carrying a certain amount of credit card debt. But how can you get out from underneath that stress? Click on the video below to get manageable tips that will help you achieve your financial goals! Check out this video! If your finances look like…
Well, these are more like quotes about motherhood, but what better time of year to share them? Happy Mother’s Day! “Mothers of teenagers know why animals eat their young.” ~ Author Unknown “It would seem that something which means poverty, disorder and violence every single day should be avoided entirely, but the desire…
I’m happy to welcome back Certified Nutritionist and author of A Fresh Wellness Mindset, Tam John. Our theme this month, in honor of Spring Cleaning, is Streamlining, both physical and financial wellness. Let’s start with Tam’s 3 tips to get more of what you want, with financial comments from Kristi thrown in: Let go…
Denver Financial Planner Kristi Sullivan discusses the differences between term and whole life insurance and whether or not you need life insurance at all. CLICK ON THE VIDEO BELOW!
Mother’s Day is just around the corner. If you haven’t started shopping or made brunch reservations yet, take a page out of the rich and famous for ideas to let Mom know how much you appreciate her. Pop star Rhianna in 2012 gave her mom a 5-bedroom house in Barbados. NFL quarterback Terry Bridges’…
Welcome to Part 3 of my interview with Dr. Alec Baker of Peak Living Psychology. To finish off Dr. Baker’s interview, I wanted to end on a positive note. KS: What are some shared characteristics you see of individuals who are good with their money? AB: People who are good with their money…
Continuing with my new WTF series that started last month with Bitcoin, today’s explanation (attempt!) is about Blockchain. A lot of people have been using Bitcoin/cryptocurrency/blockchain as interchangeable words, but they are not the same thing. Cryptocurrency Cryptocurrency is a way for paying for goods and services with money that somebody made up…
Welcome to Part 2 of my interview with Dr. Alec Baker of Peak Living Psychology. Today we tackle one of my favorite topics of mind and money – the act of consistently outspending income. Let’s begin KS: When people spend outside of their means, what is at the root of that? AB: …