Ugh, September is one of those months with FIVE Thursdays. That’s a lot of blogs to write so I’m taking a breather this week and re-running a Blog from July 2022 about risk tolerance and stock market drops. The financial services industry has for years been collectively handwringing about how to measure clients’ real…
You may have heard of Bill Bengen’s 4% rule for retirement withdrawal. Through back testing and calculating and thinking really hard, Mr. Bengen concluded that a retiree could start taking 4% out of investments and have his/her nest egg last through a 25-year retirement. This assumes the retiree will need to increase withdrawals over time…
Calling all grumpy Boomers and Gen X-ers: Say what you want about Millennials, Gen Z, The Youth of Today, but in my experience, young adults have a lot of financial savvy. One thing I help 20-and-30-somethings with often is whether to sell that first house/condo they bought or keep it as a rental. At…
It’s possible you are NOT looking for more content to clog up your inbox. Just in case you’d like some quality reads, here are three that I like: 3-2-1 from James Clear, author of Atomic Habits. Which I still haven’t read but love the simple yet profound quotes that come every Thursday. Here is…
This may seem like a weird blog coming from me – a non-beer drinker and not a lover of dachshunds. But Oktoberfest has lots more to enjoy like German wines, giant pretzels, and adults dressed in Lederhosen. Read on for some Colorado celebrations to add to your calendar. Highlands Ranch: This suburban celebration…
In a previous blog I mentioned attending the Investment News Women’s Advisor Summit. Here is another tidbit I learned. You can add a Designated Trusted Contact to your accounts and with your investment advisor. This isn’t the same level of legal ability or rigmarole as a Power of Attorney. No, it’s just a person…
Looking for a break in your routine, but reluctant to join the airline chaos that is Summer 2022? Here are some quick ideas for you. Manitou Springs A quaint little town adjacent to the south side of Colorado Springs, Manitou has lots to offer. Natural springs that literally spout out from different fountains downtown…
Recently I attended the Investment News Women’s Advisor Summit. Great event, Investment News! So much information which I will be sharing with you in future blogs. One of the most riveting presentations was about cybersecurity by Erin Donham of Charles Schwab. I know, you don’t believe me, but that’s okay. I’ll give you the…
Those of us who work in personal finance sometimes forget that our jargon is not fully understood by others. Just like when my son’s teachers explain his test scores using a ton of alphabet soup assuming I can put this information into some sort of parenting use, when really, I don’t get it at all.…
Summer is in full swing and as my readers are probably VERY in-demand, you may need a handy recipe to bring to all those parties at which your presence is requested. To be the most popular guest at summer gatherings, in addition to bringing copious drinks, here is the best recipe to contribute to the…
Stay organized and prepared for retirement with my comprehensive checklist and timeline. Enter your name and email below to get instant access.
