My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance. I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.

Three Reasons Why Roth Conversions Don’t Make Sense for Retirees

There is so much talk, writing, podcasting, etc. on Roth conversions these days.  Ultimately, I don’t feel doing Roth conversion (or not) will materially impact the retirement cash flow of 90% retirees.  It might affect their estate plan, but that’s another blog for another week.  Specifically next week.   Here are three reasons I think…

Funny Quotes About July 4th

The Fourth of July is loved by most teenagers, many America lovers, and pyromaniacs everywhere.  Those who hate it:  dogs, people with sensory disorders, and my sister.   Here is what Twitter says about the ways we celebrate American Independence.   To celebrate the 4th of July, I’m going to walk around the mall parking…