It’s summer and we here in Colorado love to get out and enjoy our beautiful scenery. The thing is, there are more of us in the state to share the space. So how to we get away from it all without the hassle of terrible parking, too much dog poop, and weaving around slow families…
If it bleeds it leads and that can certainly be said about the media frenzy around high inflation rates. Of course, prices are going up and it’s uncomfortable. But are all your costs going up 8%? Maybe, maybe not. The Consumer Price Index is the measure most often cited to show the cost of…
With the stock market experiencing painful losses in 2022, you might wish you had another way to pay bills that didn’t involve selling investments while they are down. If you are a homeowner with more than 50% equity in your property, there may be a way to do that. Reverse mortgages are available to…
Having just signed up for AARP (saved me $80 on a hotel reservation!), I got to wondering, what do other countries offer their seniors to make life healthier, happier, and more affordable? If you get a retirement visa in Panama, look forward to big discounts on entertainment, local transportation, airfare, power bills, medication, movie…
Where do boats go when they get sick? To the dock. What would the Terminator be called in retirement? The Exterminator. My friend keeps saying “cheer up man it could be worse, you could be stuck underground in a hole full of water.” I know he means well. Happy Father’s Day!
Yep, it’s been a while since we last had a recession. And while I don’t know if we are in one now (that’s something you don’t know until it’s over), the 2022 market losses probably feel recession-y to you. You may have forgotten what they are like, so here is a fast FAQ on recessions.…
I bonds are getting a lot of interest because inflation is finally up. Over the past 10 years, the return has been around 2%-3% average over the long term. Consider these things about I Bonds: You can only put $10,000/year per Social Security number in them per year. You must hold them for 1…
Do you feel like the financial services industry is plotting to sell you yet a new way to invest your money? Do you wonder if investment companies are constantly looking for a way to make themselves seem smarter than you and justify charging you fees? You are right! Enter the idea of Direct Indexing. …
Your home may be your largest investment. Unlike your 401(k), it needs more active involvement to grow in value over time. Not to mention be enjoyable as your shelter and sanctuary. If you are like me (not a big do-it-yourselfer), here is a list of some easy jobs for spring. Refresh your front door.…
Dear Readers, Allow me to introduce you to estate planning attorney Brandon Rains. Brandon is an experienced estate planning and business planning attorney practicing in the Denver Metro and Fort Collins areas of Colorado. The Rains’ Law Firm values include Compassion, Comprehensiveness, Family First, Integrity, and Purposefulness. Brandon has kindly answered my questions…
