My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
My husband recently forwarded me this great column that makes me feel better every time I read it. So, why not share these wise words with my faithful readers? The theme is life lessons the author wished he had learned by his 20s. Click here for the full list, but here are my 5…
Looking for something different to put under the tree this year? How about these beauties? Don’t be bored with your old board games! Give these adult versions of classic games from Hasbro a try! Clue (lost in Vegas), Sorry, not Sorry (get embarrassing confessions from fellow players), and Life: Quarter Life Crises (paying off…
Let’s face it, even the most animated family and friends can have conversation lags during a whole day spent cooking, snacking, drinking, snacking, basting, mashing, snacking, yelling at the football game, moving things around frantically in the oven, and finally, eating! So here are 5 Conversation Starters for your Thanksgiving Table: Thanksgiving Mad…
I don’t mean to brag (well, of course I do – anyone starting a sentence like that is about to brag), but I have been making cornbread dressing for my family since my teens and it is really good. I mean better than yours. Or your mama’s. Or your Aunt Ethel’s. And because I feel…
“Choosing real food is an investment in your health, offering improvement into the way you look and feel.” (John, 2018) Well heck yes you say! Of course, you want Real Food! Letting labels proclaiming to be ‘natural’ and other health claims be your guide isn’t going to save you from laboratory made food your body…
It can’t all be about financial education on this blog. Even financial advisers need to laugh between appointments where they nag people to save more. From Twitter, here are some great quotes about Halloween. By the way, the correct grammar was all added by me. You are welcome. “The scariest Halloween costume I…
More and more employers are making the Roth option available in their 401(k), 403(b), and 457 plans. What does this mean? Well, the default contribution to retirement plans has always been tax-deferred. Meaning, you are legally hiding income for the current year, enjoying paying no taxes on the dividends and capital gains on…
As I sit here and eat the Take 5 bars that I will not be giving to trick-or-treaters, it seemed appropriate to offer a quick market commentary about what has been scary and sweet so far in the 2018 investment world. Scary: International stocks, which have been hurt by the rising US dollar…
My brilliant social media guru, Catherine Tidd of Social Seed Marketing, recently made me aware of the many opportunities to celebrate just about anything with International fill-in-the-blank days. Sadly, I missed National Talk Like a Pirate Day on September 19th, but don’t despair! There are plenty more opportunities. Here are a few examples for…
Welcome back, Scott Arnold, CFP ® to conclude his 2-part blog on using the Three Jars method to help teach his young boys life and money lessons. When my wife and I started The Three Jars with our boys, we thought it would help us in teaching them basic lessons about money. The Jars…