What’s the difference? Often people need help deciding whether to save for retirement in a Traditional or Roth-type of account; another way to put that is do you want tax-free or tax-deferred? This question can come up when you are signing up for your retirement plan at work or when you are deciding to…
It seems that more and more people are getting vocal about politics these days. So, when Investment News asked several financial advisers their opinion on politics and financial planning, I was only too happy to contribute. The story Politics, in general, and President Donald J. Trump, in particular, have become hot-potato topics that most financial…
Do all financial advisers have your best interests at heart? By now the long-awaited, much-debated Fiduciary Standard has been implemented. Kind of. Ish. After lots of pushback from some parts of the financial planning industry and the new powers in Washington, members of the financial services community now have to put their clients’ interest above…
Don’t do it…. Okay, I didn’t meant that title the way it sounded (although I do know a few couples who probably wish they weren’t retired together). By saying you shouldn’t “retire together” I mean you probably shouldn’t retire at the same time. At least that was my advice when Investopedia asked me about…
Is it time to lighten up? This week, I interview Kristin Harris, Broker Associate for LIV Sotheby’s International Realty specializing in the Cherry Creek area about the ups and downs of downsizing into a smaller home. Q: Downsizing doesn’t always translate to down pricing. What percentage of the bigger house sale price do…
This year, let’s toast our fellow Americans! To celebrate the Fourth of July, I’d like to share some Facebook status updates that will make you smile this Independence Day! Being an American is awesome. The end. I am not understanding why Americans celebrate a movie. Sure it was a good one but geez! Happy…
Hang on! Tempted to buy more of your winners and dump your losing investments? Read tips from investing pros (including me!) on how to avoid that mistake. Tips from Investing Pros The editorial team at ETF Reference surveyed 57 ETF investing experts in search of the best tips for exchange-traded fund investors. The…
It’s July already???? Yikes, 2017 has gone by quickly! Time to do a financial check-up on those New Year’s Resolutions to see how you are doing. I don’t know what your resolutions were, so here are a few common ones that there is still time to tackle. BEFORE you are making your resolutions for…
The payoff? Wondering if you should pay off your mortgage early or stick with those monthly payments? You’re not alone. In this article from dynamicnsurance.com, I’m asked whether getting rid of your mortgage is actually a good idea. I advise…. “If a client thinks they’ll be in a house for 10 years after…
In the hot seat. In this article by Investment News, I was asked how I handle getting fired by a client. As is often the case in service industries like financial planning, client relationships can be fragile and sometimes advisers don’t recognize the breakdowns until the client is gone. But in some…
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