Nope, I have not become a gourmet cook while under stay-at-home orders. In fact, somehow, I’m finding it even harder to find the time to cook these days. Blame Tiger King. However, I did go out and do the requisite buying of groceries I never would have thought to buy before. Since I don’t…
Clients sometimes ask me what they are not thinking about when it comes to retirement planning. Mostly, they’ve thought about a lot, but there are a few things that can surprise you. Unreimbursed medical expenses. Yes, retirees dread health care costs, but it seems like kind of an amorphous worry, not one that gets…
Yes, we are all sick of coronavirus news! Except when it’s just funny. So, to honor all the mothers out there, especially in time when we are forced into 24-hour a day contact with our little darlings, enjoy some mom-wit thanks to Twitter. Quarantine day 6: Went to this restaurant called The Kitchen. You…
Fourth quarter online-school is upon us and I am yet again getting reports of my 8th-grade son’s deficiency in math. Counting two rounds of kindergarten, this is the 10th year of hearing this refrain. Here’s the thing – I don’t even care. Is it laziness? Being worn down as a parent? Sympathy because middle-school…
Recently a prospective client sent an e-mail with some questions he wanted answered before engaging a financial adviser. I thought others might share these same questions, maybe about me or even other advisers they have. Here, with permission and a few edits, is a copy of our correspondence. Q: I wanted to learn more…
Eating my third breakfast of the day at I-don’t-know-what-o’clock, I had a frightening realization: Is this pandemic quarantine what my retirement will be like? Clearly, I’m not the only one thinking about it. From memes all over Facebook to this article by Alessandra Malito in MarketWatch (Is quarantine like early retirement? These people think…
Many people are looking at a drop or loss of income due to the coronavirus shutting down 25% of the economy. I’ve been reading about hardships for everyone from optometrists to restaurant workers to minor league baseball players. If your business shuts down, there is no income whether you are butcher, baker, or candlestick maker.…
After the usual partisan haggling, Washington has presented citizens with the Coronavirus Aid, Relief, and Economic Security Act, cleverly known as CARES.* What does it mean for you? Here, as usual, are the very broad strokes of the Act that affect most people, along with my snarky comments. For more technical information, please read this…
If this pandemic has taught us anything it is that everyone has questions, problems, goals, victories, losses, fears, gains, excitement, despair, greed, generosity, and insecurity about money. You don’t have to be poor to worry about money or rich to deserve financial help. That’s right, everyone can use a financial adviser, and you don’t…
In case you are wondering what goes through the mind of financial advisers during brutal stock market downturns, here is a peek behind the curtain. Obviously, just me, I can’t speak for all my adviser friends. Feeling #1: Discouraged. People in the money business invest in the same stock and bond markets as their…
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