My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
Sure, Twitter is the place where internet trolls and certain politicians go to make people cry. But it can also be where people show off their wittiest writing. Enjoy these funny comments about Halloween. * U can give out anything on Halloween it doesn’t have to be candy last year I gave a kid…
There is an old saying that goes, “If you don’t hate at least one investment in your portfolio, you aren’t really diversified.” It’s a clever reminder that not having your eggs in one basket means that some of your baskets will look really ratty while others are full of chocolate bunnies and decorated with bows. …
What is it about fall that makes me think of apples? Caramel apples for Halloween? Remembering the Peanuts characters bobbing for apples in The Great Pumpkin, Charlie Brown? That was a gross activity always, likely never to be done again post-COVID. Whatever the reason, cooler temperatures have me craving Linda Slaughter’s Apple Cake. So easy…
Am I worried about the upcoming election? Sure, who wouldn’t be? No matter where you sit on the political spectrum, you likely think your guy not winning spells the end of the country. That’s not my particular worry. The US has survived bad presidents before, and it will again. No, my concern is how…
For someone who never shuts up, you may be surprised that I get frustrated at my ability to communicate. These days that really hits home when I’m trying to explain to clients why selling all their investments due to stock market volatility is a bad idea. Waiting for things to get better is a bad…
Recently I took an online class that introduced The Spend Safely Strategy. As with most training you take, there was some rehashing of stuff I’d heard before, a couple of new nuggets of info, and some new ways of communicating old ideas. Here are a couple of takeaways: First: Only one quarter of SS…
Nothing makes me more stressed than listening to Alison Janey on those Kaiser Permanente commercials encouraging preventative care so that we all “Thrive.” She’s a highly paid actress. What about the rest of us who worry about our money lasting through retirement? First, a terminology lesson. Life Expectancy, a term that’s used a…
Who knew my friends were such exercise buffs? Here, I thought all they did was 12 Ounce Curls. I got so many good ideas for workout apps, I’m running another series. It’s the only running I do! Two people mentioned the Peloton App – no expensive bike required. The app covers indoor cycling, running,…
It’s an interesting time to be a parent. The Groundhog Day of online school bleeding into summer vacation bleeding into online school again leaves little to be excited about. Do we even shop for school supplies this year? New shoes to start the year off sharp? Why bother? Here’s why this is important …
Getting tired of the same neighborhood walking route? Looking to freshen up your workout without breaking the bank? Here, recommended by friends, are 5 exercise programs ideas that are inexpensive and Dr. Brix approved*. Yoga with Adriene on YouTube Nearly 8 million subscribers can’t be wrong! From Yoga for Golf to back pain relief…