My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
First of all, did you take the quiz? Click here if you want to take it now. Upholders will have taken the quiz because I asked them to, and they are curious about themselves. Obligers will have taken the quiz because I asked them to and, well, I asked them to. Questioners might not…
Alert, Dear Readers, I have found religion! No, it is not the International Church of Cannabis that is walking distance from my house. The Good Book to which I near constantly refer is Gretchin Rubin’s The Four Tendencies. This is the thirteen-question personality test I’ve been looking for all my life! Simple, easy to…
Being the ultimate in small businesses, a company of one, I’m always thinking of ways to have higher profit margins without sacrificing customer service or constantly raising prices. Sound familiar? So, here are three ideas from that awesome business coach, Mr. Internet, that might be helpful to us both. Don’t try to look “big”…
As a fair and balanced blog writer, this week I am following up a blog about why retirees should not worry about Roth conversions with three reasons why such a move could be a good idea. It’s a nice thing to do for your kids: Any IRA money inherited by your kids will need…
There is so much talk, writing, podcasting, etc. on Roth conversions these days. Ultimately, I don’t feel doing Roth conversion (or not) will materially impact the retirement cash flow of 90% retirees. It might affect their estate plan, but that’s another blog for another week. Specifically next week. Here are three reasons I think…
Ah, the books, debates, software applications, and gnashing of teeth around the perfect order to tap into retirement savings. Herewith, two reasons I think the conversation is overblown, followed by three ways to think about the mysterious Order of Withdrawal. CLICK HERE FOR THE FULL ARTICLE
A line item that is often bigger than I expect in client budgets is pet care. Okay, face it, it’s dog care. I don’t have a lot of clients with ferrets or llamas and cats are very low maintenance. Herewith, three ways to save money on pet care – so you can add more to…
The Fourth of July is loved by most teenagers, many America lovers, and pyromaniacs everywhere. Those who hate it: dogs, people with sensory disorders, and my sister. Here is what Twitter says about the ways we celebrate American Independence. To celebrate the 4th of July, I’m going to walk around the mall parking…
It’s getting hot out there and what could be better to our inner child/outer adult than a gourmet popsicle or other cool treat. Here, in no particular order are some top-rated scoops and sticks in Denver from Yelp. HipPOPS food truck click here for locations received consistent 5-star reviews. Patrons extolled the mango popsicle…
…invest in the latest fad, at least do it prudently. This is sort of like your mother saying, “If your friends jumped off a cliff, would you? Yes? Then, please pick a small cliff.” I know that my position in putting money in the latest social media darling investment is clear. But, just to…