My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
I learned something the other day. I learned that Jehovah’s Witnesses do not celebrate Halloween. I guess they don’t like strangers going up to their door and annoying them. – Bruce Clark If I’m lazy and I can’t come up with a costume, I would just wear a slip and write ‘Freudian’ on…
Fun fall facts mixed in with a few other things that scare me! I. A 16-ounce Pumpkin Spice Latte from Starbucks has 450 calories and 25 grams of fat. On the plus side, it also contains 20% of your daily calcium allowance. II. If the candy corn kernels purchased each year were laid…
What have you done??? That’s right, I said it. You, and you, and you, and you (picture me pointing around a crowded room) are a BAD investor. And it isn’t your fault. As Lady Gaga says, “Baby, you were born this way.” There is good news and bad news here. Our brains are…
It’s October and my theme of the month will be fear. And maybe a secondary theme of pumpkin spice. We’ll have to see. An old saying is that fear and greed are the two emotions that drive investing decisions. However, most investors will tell you they don’t let emotions rule their investment decisions. Yeah,…
Are you ready? This rough hurricane season has brought on a whole host of articles and TV shows about how to prepare in advance for an emergency or natural disaster. One focus has been on having a ready packed bag to take with you to your roof (or boat, or shelter) in case you need…
Fall is here and while it’s many people’s favorite season, don’t let the cooler weather distract you from protecting your money. Here are some popular financial scams being perpetrated this year: IRS Scam Someone from the IRS calls you and claims you owe income tax. If you don’t pay immediately, you will be arrested…
Football season is in full swing. Since I will have no contact with my husband until February, I now have plenty of time to write blogs! I’ve often thought there would be no worse job in the world than financial planner to professional athletes (or Johnny Depp). Young people surrounded by moochers and hangers-on…
What are you reading? I like my personal finance books like I like learning about history: through the lens of people’s experiences and emotions. Fewer numbers, more laughing and crying, please! Not that the technical stuff isn’t important, but that might be easier to learn (and more applicable to your situation) from your CPA…
Is college for everyone? In the last of my August series on education, I wanted to look at some alternatives to the traditional university path. After all, at an average cost (tuition plus room and board) of $25,000/year for public in-state or $50,000/year for private schools, you may be questioning your will or ability…