My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
A movie that came out recently that I really wanted to see was All the Money in the World about the kidnapping of John Paul Getty III. I probably won’t see it until it’s out on Netflix because all my movie theater experiences are driven by teenage boys (Star Wars, anything Marvel related). Spoiler…
Sure, your sweetie wants to be surprised by a romantic gesture on Valentine’s Day. You know what’s even more romantic? A partner who is financially stable and saving steadily for the future. So, how can you be both the dreamy AND smart partner? Read on for a few inexpensive ideas that will have his/her all…
Welcome back guest blogger Tam John, Certified Nutritionist! In honor of Valentine’s Day, I asked her to tell us the scientific benefits of dark chocolate. From Tam John: Imagine indulging in amazing food while keeping your wellness factors of looking great and feeling great. This is the basis of Personalized Nutrition.Here are my top 5…
A conversation that has come up repeatedly for me lately is the number of elderly people being scammed over the phone for money. Phone scams are nothing new, but just a reminder to keep an eye on your older friends and relatives who may fall victim to this popular mode of theft. Here’s what…
Now, I’m not in the business of encouraging shopping for shopping’s sake. However, there will be times you really need that new mattress, microwave, or Mini-Cooper. There is an art to timing these purchases, as this article from NerdWallet illustrates. Here is a quick summary: January Linens (remember the White Sales of long ago? They are…
It’s a new year and maybe one of your resolutions is to get rid of your tired old spouse. If so, you wouldn’t be alone. What is gray divorce? One of the biggest retirement stories over the last couple of years has been the spike in divorce for people aged 50 and over. According…
Think outside the box At the end of 2016, Forbes.com ran an article by Peter Economy featuring the Top 10 New Year’s Resolutions from a survey of 2,000 respondents. Here is the list along with my comments on how keeping any of these can help your personal finances: Diet or eat healthier (71%)…
Youth is when you’re allowed to stay up late on New Year’s Eve. Middle age is when you’re forced to. – Bill Vaughan It wouldn’t be New Year’s if I didn’t have regrets. – William Thomas On New Year’s, just remember: if your cup runneth over, you’ve probably reached your limit. – Melanie…
With the holidays approaching, many of us are making plans to visit family members we might not see often. And when we don’t see loved ones every day, we sometimes notice that things have changed since the last get together. I recently met a woman who owns a home health care firm. She told…
Last week, we looked at investment ideas that focused on the Sin Category of stocks (liquor, tobacco, gambling, fast food, you get the idea). Here are some ideas that may be of interest to you if you are looking to change the world in a more positive way. PAX Balanced Fund (PAXWS) Strategy: The…