My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
To pile on to my probably unpopular thoughts about Bitcoin last week, let me tell you my top three reasons I don’t like Robinhood (the trading app, not the 1973 Disney movie which is one of my all-time favorites). Robinhood purports to make investing in stocks available to the masses, but frankly, that was…
The first week in February saw an outsized amount of attention and money poured into previously sad sack stocks such as Game Stop, AMC Entertainment Holdings, and Blackberry. This led to lots of talk about investing bubbles. For more information on the nature of bubbles, here is an article I posted on Linked In.…
Anyone out there looking for a new career opportunity? I’m excited this week to feature Sheila Drew, Managing Director at Creative Financial Staffing in Denver to give you a peek behind the curtain of hiring managers. Kristi: You have placed many, many people in temporary or permanent jobs during your career. What are the…
When opening your own investment accounts, you have a choice between two major types of companies: Full Service or Discount Brokerage. Which is right for you? Full Service brokerage, like full service anything, will generally cost you more, but with the promise of more personalized attention. Things like trading, money management, and investment choices…
There are a lot of ways to look at funding college for your kids. There is the I-Paid-My-Way-and-Junior-Can-Too. There is the parental guilt trip of putting away any extra money and forgoing retirement savings so young Betty Sue can go to Harvard without lifting a financial finger. Most of us will fall somewhere in the…
Ask any of my husbands, romance is not a core strength of mine. On the other hand, I am great at eating Valentine’s candy. It got me thinking, how can I combine my love of giving financial advice with the upcoming Hallmark holiday? Short, sweet advice in three words or less on candy hearts? Yes!…
Just in time for Valentine’s day, I am excited to feature Stacey Lohmar, esthetician at Grand Salon and Medspa, with some ideas for you (or the one you love) to pamper your body’s biggest organ. It’s skin – get your mind out of the gutter. Bonus: Read all the way to the end of…
A distinct memory I have from the old Fidelity days was being visited by the fund manager who oversaw the Fidelity Real Estate Investment Portfolio. The interaction took place not long after the dot.com/9/11 stock market bust in the early 2000s. This was a big deal. In Denver (considered part of the vast western wasteland…
Believe it or not, a retirement in the near future is feasible, some financial advisers said. How much money someone needs to accumulate before retiring depends greatly on the individual’s circumstances and numerous factors. If you expect a shorter life expectancy and can live off $3,000 a month, you’d be right under the typical 4%…
One of the first things I tell prospective clients who are looking for investment help is that I don’t advise on buying or selling individual stocks. Why is that? Laziness? Lack of confidence? Don’t have the time? Yes, all of the above. It is my opinion (and it’s my blog so you have to…