My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
To continue the theme – or maybe you call it a months’ long rant – about why Robinhood/Bitcoin/Reddit, etc. cloud the concepts of real, grown-up investing, I’d like to show an example of rates of return and life. Scenario: Joe is 40 years old and has $500,000 saved for retirement. Good job, Joe! Joe…
I’ll try to make this concise: This clamor for Bitcoin/Game Stop/SPAC returns and shunning of traditional investment portfolios is nothing new. See my 5 Famous Bubbles Blog for a reminder. What seems to get lost in all the clamor of investing for the biggest returns (damn the torpedoes, etc.), is WHY are those returns…
The only thing I like about this whole Robinhood trading platform is how much it makes me think of my favorite Disney movie, the 1973 animated classic Robin Hood! And who is the bad guy? Watch for a little reminder. What are the social media addicts trading GameStop and AMC Entertainment missing? Yes, the…
No, the title is not a typo. Click here if you need a reminder of a classic tune. Now that you are singing, here are three reasons why summer is a great time to do financial planning. Financial advisors are not under the gun for any tax deadlines (year-end activity, tax filing business)…
When is the best time to plan for a stock market dip? When the stock market is going up. No fancy language today! Just three easy reminders of what to do when you see your account balance take a big hit. Don’t Do Anything Buy More Stocks Call Your Advisor Repeat that 9-word…
Know what one of the best parts of being a financial planner is? Making friends with other fantastic financial planners! Today, I am excited to introduce you to Addie McHale, CFP ® of Moneyfull. Addie is an expert on navigating the individual medical insurance market, among other talents. Read on! Q: People are often…
Kristin Sullivan, owner of Sullivan Financial Planning, also embraces the cautious approach saying, “if you truly need the stability of cash as an emergency fund or for expenses coming up in the next 12 to 18 months, you need to let go of beating inflation as a goal.” “Instead, calculate the smallest amount that needs…
The bad news is, well, there is a lot of bad news. The good news is that when there is a lot of bad news, Americans can be counted on to step up and help each other. Our intentions are good, but are we gifting the best way? Sure, I’ll whip out the credit…
Ultra-low interest rates present a dilemma: Great for borrowers (both companies and individuals), potentially great for the stock market, but terrible for people who need risk free savings for emergencies or retirement income. Unfortunately, if you need your money within 1-2 years to spend, there’s not much I can suggest. No growth is the…
“You could call it business, but it’s really more of interesting ways to look at life in general.” CLICK HERE FOR THE FULL ARTICLE