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The Misinterpretation of Monte Carlo

Financial EducationBy Kristi Sullivan

If you’ve ever met with a financial advisor, you’ve probably heard something like, “Your plan has an 85% chance of success.” That sounds pretty reassuring—but what does it actually mean? The answer usually comes from a Monte Carlo simulation. Monte…

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Back-to-School Quiz! How Are Your Finances Progressing?

Personal FinanceBy Kristi Sullivan

With back-to-school season in full swing, I bet you are thinking, “Wow, I don’t miss those days of studying and tests.”  Not so fast! In honor of Fall, I present to you a quiz on your financial progress over the…

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How Much Will Your Retired Self Spend?

Retirement SavingsBy Kristi Sullivan

Here is a short list of fraught, nearly unanswerable questions a financial advisor gets at a dinner party: Is $ 1 million enough for me to retire? Will Social Security be there for me? How much will I spend on…

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couple sitting on couch

When Shacking Up Requires Lawyering Up

Families and FinanceBy Kristi Sullivan

Do you think that moving in with a romantic partner is less legally complicated than marriage?  Or perhaps you want to go in with your best friend to buy a house in an expensive real estate market.  What if your…

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graduation cap with money

Is a College Degree Worth the Cost Anymore?

Families and Finance, Kids and MoneyBy Kristi Sullivan

My friends over at GHP Investment Advisors are killing it with their newsletters lately.  I highly encourage you to read the essay by Reed McCoy in the link below. He has so much good information that I don’t want to…

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Potted Plants That Beat the Heat

Fun StuffBy Kristi Sullivan

True, this isn’t a gardening column, but I’m all about living a life of enjoyment today, while still saving for the future.  So, let’s get the pretty plants out for a happy summer, but for goodness’ sake, only buy the…

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Fee-only, advice-only financial planning for individuals and families in the Denver metro area. Kristi Sullivan, CFP®, is a registered investment adviser in the state of Colorado.

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