My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
It’s a bitter irony that after years of slugging money into your tax-deferred retirement accounts (401(k)s, 403(b)s, Traditional IRAs, SIMPLE IRAs, SEP IRAs, 457s) and being told by the IRS that you CAN’T get the money out until you are 59 1/2, when you turn 70 1/2, the IRS tells you that you MUST…
For most of us, it’s hard to imagine not needing every penny of our retirement savings to support our own selves in our later years. However, for a lucky few, a portion of retirement savings will be passed on to their (hopefully eternally grateful) children. For those lucky few, the Roth IRA has the…
That’s right, folks. Albert Einstein thought the tax code was too complex to understand. Where does that leave us mere mortal non-physicists? Hopefully, reading the Sullivan Financial Planning blog! When anyone is talking to you about investment ideas, the question you need to be asking is simple: What’s in it for me? In the case…
Welcome back! Last week the blog was about the basic differences between Traditional IRAs and Roth IRAs. This week, I’ll get into more detail about how each works. How much can I put in? Traditional IRAs: You may contribute up to $5,500/year ($6,500 if you are aged 50 or over) and take a tax…
Welcome to the Sullivan Financial Planning inaugural blog. People in the know tell me that blogs should be short, entertaining, and informative. Easier said than done when talking about personal finance. At least the entertaining part. As far as informative goes, I’m starting with a series about using Traditional IRAs or Roth IRAs. This first…
