Know what one of the best parts of being a financial planner is? Making friends with other fantastic financial planners! Today, I am excited to introduce you to Addie McHale, CFP ® of Moneyfull. Addie is an expert on navigating the individual medical insurance market, among other talents. Read on! Q: People are often…
Kristin Sullivan, owner of Sullivan Financial Planning, also embraces the cautious approach saying, “if you truly need the stability of cash as an emergency fund or for expenses coming up in the next 12 to 18 months, you need to let go of beating inflation as a goal.” “Instead, calculate the smallest amount that needs…
The bad news is, well, there is a lot of bad news. The good news is that when there is a lot of bad news, Americans can be counted on to step up and help each other. Our intentions are good, but are we gifting the best way? Sure, I’ll whip out the credit…
Ultra-low interest rates present a dilemma: Great for borrowers (both companies and individuals), potentially great for the stock market, but terrible for people who need risk free savings for emergencies or retirement income. Unfortunately, if you need your money within 1-2 years to spend, there’s not much I can suggest. No growth is the…
“You could call it business, but it’s really more of interesting ways to look at life in general.” CLICK HERE FOR THE FULL ARTICLE
Much is made of making your permanent home in retirement in a state that has no state income tax. I posit that there are other considerations. First, what are the no-income-tax states? They are Alaska, Tennessee, Wyoming, Florida, New Hampshire, South Dakota, Texas, Washington, and Nevada. Question #1: The MOST important consideration is do…
Ever wonder why Bernie Madoff, perpetrator of the world’s largest Ponzi scheme, didn’t get caught by auditors at the SEC sooner? There were a lot of reasons, but a big one is that he wasn’t even registered as an investment advisor with the SEC. You can’t oversee what you don’t control – or not well.…
This week I am thrilled to spotlight professional photographer Willy Wilson. What does photography have to do with your finances? Well, if you are in sales or a business owner or just want to grow your career with a killer online presence, you NEED branding photography. When my clients make more money, it’s better for…
If you’re getting close to retirement or you’ve just retired, you need a more conservative mix of investments to generate immediate retirement income. Sequence of return risk could be your greatest enemy, and CDs are a solid portfolio option to help fend off this risk and generate near-term income from your nest egg. “The good thing about…
In the world of investments, there are ways to make and lose money that are reserved for Accredited Investors (rich people). Hedge funds are one of these instruments. A hedge fund is a pool of many investors’ money managed by a team of people who believe they are smarter than the market and certainly…
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