Pumpkins, pumpkin spice, pumpkin decorations…it’s October and pumpkins are pervasive. There is even a business book about pumpkins by Mike Michalowicz called The Pumpkin Plan. Since many of my readers are business owners or operate as such within a larger company, here are three quick ideas from this very popular book. To grow…
What is the Inflation Reduction Act of 2022? Is it just a lesson on being more careful when naming laws? Is it an inflation law, a climate law, or an insurance law? As with all laws, it’s complicated so here are three things you may find helpful in the new regulations. Drug costs for…
Let’s start off with a direct quote for how the October 2021 version of this blog started: “I guess it’s a good year in the stock market when the worst performing sectors (so far, as of writing this blog on September 13th) aren’t negative, just not up as high as the best performers. My sage…
The stock market hasn’t given us much to smile about this year. How about a little Halloween humor to lighten the mood? What kind of music do mummies listen to? Wrap music. How did the vampire marathon end? Neck and neck. What is a ghost’s least favorite candy? Life Savers. What do you call…
Ugh, September is one of those months with FIVE Thursdays. That’s a lot of blogs to write so I’m taking a breather this week and re-running a Blog from July 2022 about risk tolerance and stock market drops. The financial services industry has for years been collectively handwringing about how to measure clients’ real…
You may have heard of Bill Bengen’s 4% rule for retirement withdrawal. Through back testing and calculating and thinking really hard, Mr. Bengen concluded that a retiree could start taking 4% out of investments and have his/her nest egg last through a 25-year retirement. This assumes the retiree will need to increase withdrawals over time…
Calling all grumpy Boomers and Gen X-ers: Say what you want about Millennials, Gen Z, The Youth of Today, but in my experience, young adults have a lot of financial savvy. One thing I help 20-and-30-somethings with often is whether to sell that first house/condo they bought or keep it as a rental. At…
It’s possible you are NOT looking for more content to clog up your inbox. Just in case you’d like some quality reads, here are three that I like: 3-2-1 from James Clear, author of Atomic Habits. Which I still haven’t read but love the simple yet profound quotes that come every Thursday. Here is…
This may seem like a weird blog coming from me – a non-beer drinker and not a lover of dachshunds. But Oktoberfest has lots more to enjoy like German wines, giant pretzels, and adults dressed in Lederhosen. Read on for some Colorado celebrations to add to your calendar. Highlands Ranch: This suburban celebration…
In a previous blog I mentioned attending the Investment News Women’s Advisor Summit. Here is another tidbit I learned. You can add a Designated Trusted Contact to your accounts and with your investment advisor. This isn’t the same level of legal ability or rigmarole as a Power of Attorney. No, it’s just a person…
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