My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
For about the first 10 years of our marriage, every time my husband and I traveled somewhere for vacation, we would immediately start talking about how we could buy a house in the wonderous place we discovered. Whether in Lake Tahoe, Mexico, Costa Rica, or various ski towns in Colorado we’d grab those free real…
Around this time every year, I usually list some fun summer activities for families with kids. Why should kids have all the fun? Here are some fun ideas you older-and-wiser friends to brighten your summer! Take a water aerobics class – try to find one outdoors now that the weather is nice. See a…
School is almost out and the dilemma for parents of teenagers is this: Do I pay someone (basketball camp, STEM camp, theater camp, etc.) to take my kid off my hands while I work? Or do I get someone to pay my kid and get them out of my hair (and off of Fortnight)? …
I’m running across more young people who have been sold (tricked into?) whole life insurance policies. These are insurance products that you pay into for the rest of your life. Your heirs get a death benefit, and cash value accumulates in the policy over time. Sounds great right? EXCEPT: It takes many years of…
Not to be overlooked is direct ownership of rental property, according to Kristin Sullivan, CFP, owner of Sullivan Financial Planning in Denver. “In the modeling for retirement income planning, I’ll often show the impact of keeping the rental property and using the income throughout retirement versus selling at some point in the future,” she said.…
What a transition to high school it has been for our family. Just when we think our son can’t surprise us with another unpleasant habit or friend or action, he does! At the root of it is depression and anxiety, so we are trying to react with understanding, but it’s hard when we are so…
Spoiling grandchildren can work out well for everyone involved if some ground rules are established first. “A really good way to start right is to ask your children — the parents of the grandchildren — what they would like to see in terms of ‘spoiling,’” said Kristi Sullivan, founder of Sullivan Financial Planning in Denver.…
Kristi Sullivan, a Denver-based certified financial planner, thinks an arrangement like Cenatiempo’s is fair. “You could have used those points for something else,” Sullivan said, citing how every room or flight you get for “free” via points means you’re trading off another way to redeem those rewards. “People don’t think of credit card points as…
I am so excited to announce my new and improved website! Thanks to Laura Bean of One Stop Ops for designing and making the new site work. Willy Wilson of Life Unstill Photography did her best to make me look attractive. And, as ever, Catherine Tidd of Social Seed Marketing provided invaluable advice on…
It’s time to start thinking about your summer garden plans. Here are 3 tips that are easy and inexpensive to beautify your outdoors. Recycle for outdoor art “Unwanted light fixtures, wooden barrels, hat boxes, wicker baskets, beer crates and wash basins can be easily converted into unique and eye-catching containers for plants. Scrap pieces…