My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
Over the years, I’ve heard my British friends talk about Boxing Day. It sounded like a day where you give all the Christmas gifts you didn’t want away to other people. Sort of like spring cleaning immediately after Christmas. Being an anti-clutter person, I can say that I am in! But am I misunderstanding what…
You don’t want to show up empty-handed, but is there something more original to bring your host than a bottle of booze? Read on for some host(ess) gifts that won’t break the bank. 1. Gourmet Olive Oil or Balsamic Vinegar – Perks up cooking and you would rarely buy it for yourself. Estimated Cost:…
‘Tis the season to be scrambling around at the last minute to make your charitable donations. In 2024, you may have benefited from a big increase in your investments and would like to use appreciated stocks or mutual fund shares to donate to charity and get a nice tax break. But what if you don’t…
Ah, cookie exchanges. Do people still do these? I know I’m invited to at least one per year and, not being an adventurous baker (plus being totally overwhelmed year-end with, just, stuff), I always struggle with what to bring. If you are wrestling with the need to participate, but not the time to hand-decorate individual…
Happy Thanksgiving! Suppose you are reading this blog on the day it goes out. In that case, you must be hiding from family members asking when you are going to get married, have a baby, get a new job, finish your degree, convert to their religion of choice, stop drinking, start drinking, read their script,…
If you own a business or are in the business of actively managing your career, now is the time to get going on planning for a successful 2025. To help you focus, I’ve brought in CPA-turned-business-coach Sarah Nemecek for tips on designing a year of growth and productivity. KS: What is your best tip…
Anyone who has met with me and is contemplating a remodel knows that I loooove a Home Equity Line of Credit (aka HELOC). I think every homeowner should have one in place. If you don’t, maybe this is a New Year’s resolution to add to the list. Why do I think HELOCs are so great?…
Looking to orchestrate a Thanksgiving meal that’s both easy on the host and budget friendly for everyone? Check out this economical holiday menu. All that’s left is to delegate. For the host: Roasted Herb Chicken (Instead of Turkey) Why it’s budget-friendly: Chicken is often cheaper and more accessible than turkey, plus roasting a whole chicken…
Forget the fear. Let’s scream with laughter at these clever Halloween commentators: “Heard a rival dad is planning to hand out king size candy bars for Halloween so now every trick or treater that comes to my house is getting a full rack of ribs.” – Simon Holland “I don’t have to worry about…
Mostly to prove that there is no use trying to time the markets or predict the next “hot” sector (and because I like the title), here again are the scariest and sweetest sectors of the stock market so far in 2024. Sweetest sectors year to date as of 09/16/2024. Think it’s Tech? Think again! Utilities …