The SFP Channel: Contributing to retirement accounts for short term jobs
If you’re thinking that the job you have is only going to be short-term and you’re wondering if you should contribute to your retirement account, check out the video below!
My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance.
I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.
WTF (What the Finance) is…Impact Investing?
Impact investing has been around for a while. The idea is to direct your money to causes that are important to you and away from companies with products you dislike. In a December 2017 I gave examples of mutual funds and ETFs that focus on the environment, certain religious beliefs, and gender equality. I…
Divorcing? Run away from home!
Frequently when I’m talking to a new client, he or she will start of by saying “I’m sorry, I don’t have more saved. Or, “I’m sorry, I made these mistakes in the past.” Believe me, we all, even financial planners, have made money moves we regret. One that came up recently in a phone…
I LOVE a good yard sale!
I hate clutter. And most anything that doesn’t have immediate use to me is clutter. My mom once said about me, “Don’t stand still in Kristi’s house for more than two minutes or she’ll donate you to Goodwill.” Some people might be insulted by that statement, but it made me proud. Now it’s summer…
Retirees who don’t have built in caregivers
Not that long ago, words like “retirement” and “caregivers” weren’t part of our vocabulary. People worked until they could no longer physically do so and then died shortly after. Generations of families lived together, so Grandma took care of the grandkids while parents worked (no exorbitant day care costs!). When Grandma got sick, the kids…
Can Change Change Your Life?
No, the title isn’t a typo! Recently two concepts have been in the news that make me ponder how much small change can change your future. The first is a poll conducted by YouGov Omnibus in January of 2018 which found that 89% of Americans would stop to pick up a coin off the ground.…
WTF (What the Finance) is…Asset Allocation?
A term we financial planners throw at our clients a lot is Asset Allocation. What does that even mean? Well, it’s only the most important decision you make with your investments! Asset Allocation Asset Allocation is simply the percentage of your money you decide to put into different areas of the investment markets. A…
The SFP Channel: Resolving Credit Card Debt
If you’re like most Americans, you might be carrying a certain amount of credit card debt. But how can you get out from underneath that stress? Click on the video below to get manageable tips that will help you achieve your financial goals! Check out this video! If your finances look like…
Funny quotes about Mother’s Day
Well, these are more like quotes about motherhood, but what better time of year to share them? Happy Mother’s Day! “Mothers of teenagers know why animals eat their young.” ~ Author Unknown “It would seem that something which means poverty, disorder and violence every single day should be avoided entirely, but the desire…
Streamlining for Health and Wealth: An Interview with Tam John
I’m happy to welcome back Certified Nutritionist and author of A Fresh Wellness Mindset, Tam John. Our theme this month, in honor of Spring Cleaning, is Streamlining, both physical and financial wellness. Let’s start with Tam’s 3 tips to get more of what you want, with financial comments from Kristi thrown in: Let go…
