Youth is when you’re allowed to stay up late on New Year’s Eve. Middle age is when you’re forced to. – Bill Vaughan It wouldn’t be New Year’s if I didn’t have regrets. – William Thomas On New Year’s, just remember: if your cup runneth over, you’ve probably reached your limit. – Melanie…
With the holidays approaching, many of us are making plans to visit family members we might not see often. And when we don’t see loved ones every day, we sometimes notice that things have changed since the last get together. I recently met a woman who owns a home health care firm. She told…
Last week, we looked at investment ideas that focused on the Sin Category of stocks (liquor, tobacco, gambling, fast food, you get the idea). Here are some ideas that may be of interest to you if you are looking to change the world in a more positive way. PAX Balanced Fund (PAXWS) Strategy: The…
No matter which of Santa’s lists you are on, there is an investment out there for you. These are NOT investment recommendations (you need to talk to your financial adviser for those), but just some amusing ideas for those of you on the Naughty List. VICE fund (symbol VICEX) Strategy: Generally, invests in stock…
Just because it’s the holidays, that doesn’t mean you can completely take a break from paying attention to your finances. Here are a few items that need to be done by year-end. By that, I mean DONE, not started. It takes a while for financial institutions to transfer money or act on letters of instruction,…
To give you and me a break from personal finance, I offer my traditional holiday menu of funny Thanksgiving quotes. Happy Thanksgiving! I am grateful to everyone who reads my musings. “Thanksgiving, man. Not a good day to be my pants” – Kevin James “It took me weeks to stuff my Thanksgiving turkey. I stuffed…
One year at Thanksgiving my mom had the flu, so my grandmother and I went out to buy ingredients for Thanksgiving. This was about 5 days before the big event and we really didn’t know what we were doing (I think I was about 13). So, Thanksgiving Day rolls around and we opened our turkey…
Readers of this blog know I love to draw parallels between personal finance and food. Example: Target Date Funds = Crock Pot meals. Not gourmet, but consistent, easy, low cost, and usually a decent result at the end. Imagine my delight when I met Certified Nutritionist Tamara John and she was willing to contribute to…
It’s that time of year again. Year-end is coming up and many of my readers will be moving money out of their Individual Retirement Accounts (IRAs) to satisfy the IRS Required Minimum Distribution (RMD). Whether you need the money to spend or not, the IRS makes those who are age 70 ½ and older take…
I learned something the other day. I learned that Jehovah’s Witnesses do not celebrate Halloween. I guess they don’t like strangers going up to their door and annoying them. – Bruce Clark If I’m lazy and I can’t come up with a costume, I would just wear a slip and write ‘Freudian’ on…
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