The theme for this month is “Marching Toward Your Financial Goals.” Cute, huh? Usually, this blog talks about ways to save and invest the money you are earning. This month, the focus will be on getting more money coming into your household. It’s all about the top line in March! In the February 22,…
Forget big age differences. Having a conflict in credit scores can be an early determinant of whether your relationship will last. Your FICO score is a quick way for companies to determine your relationship with money. It is used in everything from getting car loans to renting an apartment to applying for a job…
“Money is not the most important thing in the world. Love is. Fortunately, I LOVE money.” – Jackie Mason “Money and women. They’re the two strongest things in the world. There are things you do for a woman you wouldn’t do for anything else. Same with money.” – Satchel Paige “Money can buy…
Here are some traditional gifts of love that you can replace with gifts of financial health with your sweetie. Cost of one dozen red roses delivered: $69.99 Invest $69.99/year for 20 years at 7% and you will have $3,070. Enough to buy a 7-day Caribbean Carnival Cruise for two! 5th wedding anniversary: Wood…
That’s right, it’s February and my theme of the month is love. “Why so obvious and cliché?” you ask. Well, you try writing 52 blogs a year. You’ll find yourself grasping for any holiday theme, too. What investors and financial advisers don’t typically love is when the stock market goes down. No one likes…
Well, maybe it wasn’t a burning question until you opened this blog. But, April 15th is coming up, so it’s time to start thinking about whether or not you will contribute to an IRA and if so, what type? I know it’s not popular in the press these days, but I am a fan…
An article by Alex Padalka in the December 21st Financial Advisor IQ newsletter talked about how Wells Fargo is incenting its more experienced advisors to move clients with under $65,000 to trainees. The idea is for advisers to have a better ratio of larger accounts. According to the article, the $65,000 account minimum is…
It happens to the most contentious of us. We say we won’t go overboard on holiday spending (and, let’s face it, eating), but we get caught up in the moment. Or, your kid asks for something at the last minute and you don’t have time to bargain shop. And, your Aunt Gertrude is so hard…
Thanks to alert reader and good friend Cameron Morgan of A&I Financial for sending me another good recap of the new Social Security rules. Again, the new rules affect people who intended to use the File and Suspend method to claim Social Security benefits, but have not already done so. If you have already…
Happy New Year! As a financial planner I have some hopes for your 2016 to pass along. May you find joy in the free (or very inexpensive) things in life – sunsets, walks with your dog, a home cooked dinner with family, or hugging a friend. And then, take the savings from fancy vacations, dinners…
