People often wonder where the best place is to keep their emergency fund. It’s frustrating to sock 3 months’ worth of expenses into a low-interest savings account. However, a stock or bond investment can lose money at any time. When your emergency happens, your fund could be lower than last week or last month. …
In previous blogs, I’ve lamented the fact that financial advisers loooove to use expressions with more syllables than strictly necessary. Look, I just did it in the previous sentence. Six words with more than 3 syllables. This is because we want to appear smarter than we are. Market Correlation One of those too-long expressions…
There is so much talk about the Fed raising interest rates. Expectations are that the Federal Reserve will raise the cost of borrowing between banks 2 times in 2019. Other than incoherent tweets originating from our nation’s capital, what are you supposed to make of this news? Let me break it down in simple language…
I’ll put it out there in the universe – I’d like to be a Brand-with-a-capital-B someday. Books, TV shows, t-shirts, memes, all featuring some witty quip of mine and making me money while I sleep. Like Suze Orman, only less irritating. That’s not even how you spell Suzie. Marie Kondo has it down. She…
Ah, Valentine’s Day. Love it or hate it, it does come with some great candy. Here is a quick recap of Valentine’s Day related investments (as of January 28th) to get you thinking about how to incorporate holidays into your investment management plans. Nestle (NSRGY), is down 1.26% for the past 12 months, but…
Do you have fears that keep you from moving forward with your life goals? I do! I have a fear of asking businesses for donations and sponsorships for fundraisers. This stresses me out since I find myself serving on many non-profit boards where that is the principal activity. What to do to get over…
Long winter days got you down? You are not alone? Fifteen to twenty five percent of people are thought to be affected by Seasonal Affective Disorder. Even if you don’t have all of the symptoms of SAD, you might be experiencing the winter blues. Since I want you to save for retirement/college/emergency funds, my…
Not sure if I’ve mentioned it in this blog, but I love to ski. As a naturally uncoordinated, slow person (no, I did NOT play basketball/volleyball/competitive swimming despite being almost 6 feet tall), skiing is the only sport I’ve ever even remotely looked good doing. For fellow skiers, have a laugh while thinking about your…
As I slide ever more deeply into middle age, I can look back on many relationships that I thought would last forever, and for some reason did not. Moving on made me feel guilty, strange, or sad. To my hairdresser, Bill: I thought you were the only person who could ever cut my insanely…
Give yourself the gift of financial sanity going into the new year with these 3 easy financial tips: Stop watching any sort of financial TV. MSNBC, Bloomberg, CNBC – they are all designed to sow fear and uncertainty in you so that they may sell more advertising. Their very programming advocates short term outlooks,…
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