How long will your savings last? What an uplifting question! But in retirement planning, it is probably the MOST IMPORTANT question and the most impossible to answer. If we all knew how long our savings would need to last, it would be so easy to determine how much we could afford to spend…
According to a survey of 5,000 people by GoBankingRates in 2016 the top five New Year’s Resolutions were: Enjoy Life to the Fullest Live a Healthier Lifestyle Lose Weight Spend more time with family and friends Spend less, save more In order to achieve Resolutions 2 and 3, many people joined a new…
Sorry, this is not like a fortune cookie where I reveal your lucky numbers (“Confucius says buy stocks on days 14, 28, 200, and 360 of the year.”). Rather, here is a quick update on new retirement savings limits and other info you can use when planning your financial year.* You are doing that right…
Financial planning is the process by which a person or family works with a financial professional to set goals, financial and otherwise, and to develop a plan for meeting them. A Certified Financial Planner™ (CFP®) is trained to develop a plan to serve as that map or GPS. And the CFP™ designation means they must…
This time of year we celebrate our dearly departed by dressing up like gorillas and gorging on our kids’ hard won Halloween candy. But what happens when you actually pass on to the other side? Have you given thought to your send-off? Jamie Sarche, Director of Outreach and Pre-arranged Funeral Planning at Feldman Mortuary …
I recently received a question from someone who wishes to remain anonymous: he and his wife are considering separating and he was wondering about his next step financially – specifically about relocating and what his options are. Divorce is an unsettling time and one of the biggest concerns is where to live. And this…
Think you can wait until December 31st to do tax planning for 2016? Think again! Starting your tax to-do’s earlier in the year makes life easier for your CPA, financial advisor, AND you. Thanks so much to Elizabeth Moore, CPA and Partner at Ryan, Gunsauls & O’Donnell, LLC (http://www.rgo-cpa.com) for these top 5 actions…
Well, another Election Day is coming up and I am thrilled. Why? Is it because I am SO excited about the two potential candidates that I can’t wait to cast my vote? Not exactly. The benefit of Election Day to all investment advisers is that hopefully for the next 3 ½ years we can…
Continuing the theme of last week’s blog, here are some solid ideas for saving money that I will probably not be implementing. But, maybe you can! #1: Getting rid of Cable. I could very easily go without TV. It would save me from having to watch Tiny House Hunters and going into weekly rages…
In order to keep you, dear reader, informed on realistic ways to save for the future, I do a lot of research on how people make ends meet on a tight budget. Some of the ideas are great, but others are just so irritating. Herewith, my top 5 annoying ways to save money. #1: …
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