Skip to content
  • About
  • Services
  • Blog
    • In the Media
  • Online Classes
  • Get In Touch
Menu
  • About
  • Services
  • Blog
    • In the Media
  • Online Classes
  • Get In Touch
Schedule A Consultation

Differing FICO scores – Is love enough to overcome?

Financial Education, Personal FinanceBy Kristi SullivanFebruary 23, 2016

Forget big age differences.  Having a conflict in credit scores can be an early determinant of whether your relationship will last.   Your FICO score is a quick way for companies to determine your relationship with money.  It is used in everything from getting car loans to renting an apartment to applying for a job…

Show Your Love by Working Towards Financial Goals Together

Fun Stuff, Personal FinanceBy Kristi SullivanFebruary 9, 2016

Here are some traditional gifts of love that you can replace with gifts of financial health with your sweetie.   Cost of one dozen red roses delivered:  $69.99 Invest $69.99/year for 20 years at 7% and you will have $3,070.  Enough to buy a 7-day Caribbean Carnival Cruise for two!   5th wedding anniversary:  Wood…

IRA Contributions – To Roth or Not to Roth? That is the Question!

Financial Education, Investment Education, Personal Finance, Retirement SavingsBy Kristi SullivanJanuary 26, 2016

Well, maybe it wasn’t a burning question until you opened this blog.  But, April 15th is coming up, so it’s time to start thinking about whether or not you will contribute to an IRA and if so, what type?   I know it’s not popular in the press these days, but I am a fan…

Feeling the Advisor Shuffle?

Financial Education, Personal FinanceBy Kristi SullivanJanuary 19, 2016

An article by Alex Padalka in the December 21st Financial Advisor IQ newsletter talked about how Wells Fargo is incenting its more experienced advisors to move clients with under $65,000 to trainees.  The idea is for advisers to have a better ratio of larger accounts.   According to the article, the $65,000 account minimum is…

Holiday Hangover – How to Pay Off Those Christmas Bills and Get Into Better Spending Habits

Financial Education, Personal FinanceBy Kristi SullivanJanuary 12, 2016

It happens to the most contentious of us.  We say we won’t go overboard on holiday spending (and, let’s face it, eating), but we get caught up in the moment.  Or, your kid asks for something at the last minute and you don’t have time to bargain shop.  And, your Aunt Gertrude is so hard…

New Year’s Wishes for Your 2016

Financial Education, Fun Stuff, Personal FinanceBy Kristi SullivanDecember 23, 2015

Happy New Year!  As a financial planner I have some hopes for your 2016 to pass along. May you find joy in the free (or very inexpensive) things in life – sunsets, walks with your dog, a home cooked dinner with family, or hugging a friend.  And then, take the savings from fancy vacations, dinners…

Social Security Terms – The Last Romance Language

Fun Stuff, Personal Finance, Retirement SavingsBy Kristi SullivanDecember 8, 2015

It occurred to me as I wrote the last blog that I maybe was putting the cart before the horse.  File-and-Suspend strategy is pretty complex and most people don’t understand even the basics of Social Security.  So, here are a few concepts that will help you speak that beautiful language that I call Social Securitese.…

Social Security File-and-Suspend Option Ending in 2016

Financial News, Personal Finance, Retirement SavingsBy Kristi SullivanDecember 1, 20151 Comment

I hate to say I told you so (okay, I actually LOVE saying I told you so), but as I postulated in an earlier blog, the Social Security file-and-suspend option is going away for new filers after May 2, 2016. The file-and-suspend option allows one spouse to file for his benefits at full retirement age…

Financial Get On With Being an Adult Tips

Financial Education, Personal FinanceBy Kristi SullivanNovember 3, 2015

The Denver Post recently reprinted a list from Kiplinger Washington Editors called “9 financial get-on-with-being-an-adult tips for your 30s.”  The list included: Advance your career Rethink your budget Write Your will Pay off non-mortgage debt Save at least 15% of your income for retirement Adjust your insurance coverage Increase your emergency fund Diversify and rebalance…

FICO Scores – the Basics

Financial Education, Personal FinanceBy Kristi SullivanOctober 27, 2015

Recently I was asked to contribute some personal finance articles to Triage Cancer (http://triagecancer.org/).  One of the topics was about credit scores and budgeting.  Being the lazy person I am, I am going to use the blog twice – once for me and once for Triage Cancer! So, what is a FICO score?  The Fair…

←1
2345678
…910111213…
1415
16→
Facebook-f Twitter Linkedin
Best Financial Advisors in Denver

Quick Links

  • Contact
  • Fee Only Financial Planning
  • Frequently Asked Questions
  • Online Financial Planning Classes
  • Schedule A Consultation
  • Financial Planning Calculators

Learn a little, laugh a lot. Subscribe Here

DISCLOSURE: This website is intended for general education purposes only and the information is not personal investment advice, tax, or legal. Opinions expressed are subject to change without notice and are not intended to predict the future performance of markets. Quoted information is believed to be current and truthful at the time presented. Sullivan Financial Planning, LLC is a registered investment adviser in the state of Colorado and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. By using this website, you acknowledge the terms of our Privacy Policy and ADV

© 2022 Sullivan Financial Planning

Website designed by Be Digital Marketing Co. 

Go to Top