Another year, another attempt to fix our retirement laws. As I write this, the SECURE Act (Setting Every Community Up for Retirement Enhancement) is working its way through the Senate with bi-partisan support. By the time you see this blog (I write them a few weeks in advance), this could be law. Here are…
Check out Kristi’s advice in this Nerdwallet article! What should you do when your grown kid can’t handle their finances? “Parents want to help their kids — it’s what we do. When those kids are adults, though, our help can hurt. Financial planners and credit counselors see plenty of examples. The grown son who…
Often reporters will ask members of the Financial Planning Association for a quote on risks retirees face. Sure, inflation, medical expenses, lower than expected returns are old favorites, but my answer is typically this: The biggest risk to some retirees is their grown children. If adult children of retirees are in the habit of…
Yep, it’s true. Despite media reports, there is a large swath of the US population that actually lives BELOW their means. And those people just slowly grow a cash cushion until they wake up and realize that maybe they have saved a little too well for a rainy day. A question I get a…
For about the first 10 years of our marriage, every time my husband and I traveled somewhere for vacation, we would immediately start talking about how we could buy a house in the wonderous place we discovered. Whether in Lake Tahoe, Mexico, Costa Rica, or various ski towns in Colorado we’d grab those free real…
Around this time every year, I usually list some fun summer activities for families with kids. Why should kids have all the fun? Here are some fun ideas you older-and-wiser friends to brighten your summer! Take a water aerobics class – try to find one outdoors now that the weather is nice. See a…
School is almost out and the dilemma for parents of teenagers is this: Do I pay someone (basketball camp, STEM camp, theater camp, etc.) to take my kid off my hands while I work? Or do I get someone to pay my kid and get them out of my hair (and off of Fortnight)? …
I’m running across more young people who have been sold (tricked into?) whole life insurance policies. These are insurance products that you pay into for the rest of your life. Your heirs get a death benefit, and cash value accumulates in the policy over time. Sounds great right? EXCEPT: It takes many years of…
What a transition to high school it has been for our family. Just when we think our son can’t surprise us with another unpleasant habit or friend or action, he does! At the root of it is depression and anxiety, so we are trying to react with understanding, but it’s hard when we are so…
I am so excited to announce my new and improved website! Thanks to Laura Bean of One Stop Ops for designing and making the new site work. Willy Wilson of Life Unstill Photography did her best to make me look attractive. And, as ever, Catherine Tidd of Social Seed Marketing provided invaluable advice on…
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