Welcome back to my WTF (What the Finance) series! Are you experiencing FOMO because all your friends are talking about investing in Qualified Opportunity Zones at parties and you aren’t in the action? Probably not. But, if you want to be the smarty pants friend at the hoe down, here is a very basic…
Here in Colorado, the spring season can mean anything from blizzards to heat waves. To jolly you along, enjoy 5 funny tweets about Spring. The weather is warming up so now the kids can finally go outside and get some fresh air while they play on their phones. – Rodney Lacroix It’s the…
In last week’s blog, I referenced a study that says more money = more retirement happiness up to $4,000,000. That seems like a huge goal, and truly, it’s not for everyone, but I thought I’d use that statistic to run some numbers. First, what does $4,000,000 mean in terms of retirement income? See the…
This week, I’m using data from the Health and Retirement Study to talk about what makes retirees happy and what detracts from enjoyment. This study was begun in 1994 and tracked 20,000 retirees through 2018.* The conclusions were that there are three core pillars of retirement happiness: Money (obviously), Health, and Relationship with Peers…
Thanks to my kind Qi Gong instructor, Dean Swerdlin, I am learning more about Chinese Zodiac symbolism. For financial advisors, the first couple of months of each (Western) calendar year is filled with articles, webinars, and industry meetings about economic projections for the coming year. Interesting, to be sure, and partially right at best.…
You may have noticed that I never offer any sort of stock market forecasts, or beginning of the year prognostications, or opinions on what will happen with inflation, or dire warnings about the bond market collapse in the next 6 months. Why? Because I will never be right (unless by total lucky coincidence), and…
2021 Personal Finance Trends in Review Quickly, here are the hot topics of 2021 that are embraceable or dumpable. Feel free to disagree. Just not to my face. Love it: Required Minimum Distribution age moved to 72 permanently. Would love it even more – get rid of RMDs entirely. High personal savings rate…
Think beyond the usual packed restaurants and candy hearts. Here are some unexpected things to do with your sweetie. Denver-centric, so out-of-town readers you will need to find something comparable in your neighborhood. Need release some pent-up pandemic rage? Try a Break Room. Bring your own unwanted stuff and Smash It Break Room will…
In honor of the upcoming Holiday of Cupid, to be contrary, here is a blog on divorce. This week, I welcome long time friend and Certified Divorce Financial Analyst ® Bev Banfield to enlighten us a bit on the logistics of dividing assets during divorce. KS: Are there certain times of year where people…
Sometimes it’s easier to learn things when it’s fun. So, test your smarts or gain some new knowledge by spotting the lie about 529 College Savings Accounts from the four statements: 529 College Investment Accounts can only be used in the state where the account is located. 529 College Investment Accounts can be transferred…
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