You may have noticed that I never offer any sort of stock market forecasts, or beginning of the year prognostications, or opinions on what will happen with inflation, or dire warnings about the bond market collapse in the next 6 months. Why? Because I will never be right (unless by total lucky coincidence), and…
2021 Personal Finance Trends in Review Quickly, here are the hot topics of 2021 that are embraceable or dumpable. Feel free to disagree. Just not to my face. Love it: Required Minimum Distribution age moved to 72 permanently. Would love it even more – get rid of RMDs entirely. High personal savings rate…
Think beyond the usual packed restaurants and candy hearts. Here are some unexpected things to do with your sweetie. Denver-centric, so out-of-town readers you will need to find something comparable in your neighborhood. Need release some pent-up pandemic rage? Try a Break Room. Bring your own unwanted stuff and Smash It Break Room will…
In honor of the upcoming Holiday of Cupid, to be contrary, here is a blog on divorce. This week, I welcome long time friend and Certified Divorce Financial Analyst ® Bev Banfield to enlighten us a bit on the logistics of dividing assets during divorce. KS: Are there certain times of year where people…
Sometimes it’s easier to learn things when it’s fun. So, test your smarts or gain some new knowledge by spotting the lie about 529 College Savings Accounts from the four statements: 529 College Investment Accounts can only be used in the state where the account is located. 529 College Investment Accounts can be transferred…
I like to throw you a depressing blog about the stock market occasionally to remind you that dropping stock markets are normal, not to panic and sell, blah, blah, blah. Just when I was struggling to make this information fresh, I happened to listen to a podcast in the Choiceology series by Dr. Katy…
It’s winter, and I am excited to get on the slopes on the regular. But, it is an expensive sport, especially for a family. Here are a few tips: For growing kids, look for used ski clothing. Whoever outgrew it probably only wore it for a couple of seasons at most. Same for your…
With supply shortages in all areas of the economy, one of the biggest attention grabbers is the lack of car inventory. Today, I’m happy to interview Patsy Butterfield of H.M. Brown and Associates to get her perspective on buying a vehicle. Kristi: We are hearing horror stories about supply chain issues as it relates…
Some people think New Year’s Resolutions are lame. Others find them terrifying. I, being an Upholder (from The Four Tendencies – read it already!) cannot help but make resolutions when society tells me I’m supposed to. If you are in the camp of looking for ways to start the new year with some fresh good…
If one of your 2022 resolutions (more on those next week) is to focus on your physical health, your financially healthy choices may help. Health Savings Accounts (available to those participating in an H.S.A Qualified High Deductible health insurance plan) can be used today, in 5 months, or during retirement to pay for medical expenses.…
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