Happy New Year! As a financial planner I have some hopes for your 2016 to pass along.
May you find joy in the free (or very inexpensive) things in life – sunsets, walks with your dog, a home cooked dinner with family, or hugging a friend. And then, take the savings from fancy vacations, dinners out, and paid masseurs and sock them into a Roth IRA.
Show your love to your family not with gifts, but by making things easier for them in your old age. Have a long-term care plan, current will, and powers of attorney (medical and financial) that name people that you are currently on speaking terms with as your agents.
Be grateful for what you have and help those who have less by donating appreciated securities to charity. Please do this before December 30, 2016 so it can count for your taxes this year.
Think long and hard about material purchases. Will they really enhance your life? Or will they create more clutter, debt, and depression? Devote time and money to more people and less stuff. And then, sock that saved money into a retirement account! So you can buy more stuff when you’re old. By stuff, I mean food, medicine and housing.
I look forward to working with you in the New Year!
If these topics sound like they would be of interest to you, your employees, sales conference, or professional organization, contact me at 303-324-0014 or kristi@