This article is meant for advisers, but it has some good info for anyone thinking of peer-to-peer lending. My quote is toward the end. http://financialadvisoriq.com/c/1084473/113693?referrer_module=SearchSubFromFAIQ&highlight=peer-to-peer%20lending
Author: Kristi Sullivanhttps://sullivanfinancialplanning.com/
My name is Kristi Sullivan and I have been helping people achieve financial security since 1996. I am a fee-only financial planner and public speaker. I do no investment or insurance sales for commissions. My clients pay me for guidance through their financial questions. I also work with employers to educate their employees about personal finance. I have been helping people make financial decisions for 18 years. I have worked in employee benefits and with individual clients/families. I hold the Certified Financial Planner designation. Sullivan Financial Planning, LLC is a Registered Investment Advisory firm with the State of Colorado. Areas of expertise include prioritizing savings goals, investment allocation, and wealth manager searches.