saving limits

Ladies and Gentlemen, Start Your Savings Engines

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Today’s blog is a quick reminder of the savings limits for retirement accounts in 2026.  Adjust your payroll deductions and savings plans accordingly. 401(k), 403(b), 457, and TSP plans: Annual contribution limit: $24,500 (up from $23,500 in 2025). Catch-up (age 50+): $8,000 (up from $7,500). Total possible (age 50+): $32,500. Special catch-up for ages 60–63: $11,250 (unchanged from 2025). Traditional and Roth IRAs: Annual contribution limit: $7,500 (up…

Christmas Movies

Best and Worst Christmas Movies Ev-ah!

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This blog is going out on Christmas day, so it’s likely never to be read.  So, rather than give you life-changing financial advice that will drift to the bottom of the unread-holiday-email pile, how about some suggestions for holiday entertainment? My comments are after the scores. Jingling All The Way… Meet Me in St. Louis…

Secret Santa

Secret Santa Made Simple

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Whether it’s a work party, family name-drawing tradition, or friend group, we are deep into Secret Santa Season.  Here are some ideas to make that random person whose name you drew feel seen and special. First, give some thought to the recipient.  Think about the recipient’s interests: tech vs home vs games vs personal care.…

Funny Thoughts About Thanksgiving

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Who are we kidding?  Even if you are checking email today, you don’t want to read about personal finance the day before you start overspending for the holidays.  So, to give us all a break (me included), here are some funny things about Thanksgiving: “Pretty excited about making a huge Thanksgiving feast so my daughter…