Are You Ready for a Job Change?

With the unemployment rate improving over the past few years, we’ve seen an increase in job changers.  People who were hanging on for dear life before are now looking to see if the grass is greener in other pastures.  Here are a few things to think about when you change jobs:


Is your retirement benefit the same, worse, or better with the new employer?  If the match with the new employer is less, you should save more of your own money in your new retirement plan to make up for it.


Are your old work retirement plans scattered all over the place?  If so, think about consolidating them so you have a better idea of your overall investment strategy and more control over the money.  You can use a Rollover IRA at the financial institution of your choice or roll previous plans into your new work account (most companies allow this, but not all).

Do you have more or less term life insurance through the new employer?  A job change is a good opportunity to look at your life insurance needs and buy extra coverage if your employer plan comes up short.


Does the new job require new clothes, professional certifications, a longer commute, or relocation?  These are things you may factor in while deciding whether or not to make a move.


These are just a few items to keep in mind when negotiating that new (hopefully much bigger!) salary.

If these topics sound like they would be of interest to your employees, sales conference, or professional organization, contact me at 303-324-0014 or for more information.

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