I’ll admit, I’m one of those crazy people who thinks climate change is…a real thing. So, I was wondering what property insurance needs we might be overlooking as our environment, um, evolves. The most obvious to me is that people who didn’t need flood insurance before may need it now. As temps rise, the amount…
Super short blog this week for a quick tip on how you might find some extra money. And put it in your retirement investments, of course! The National Association of Unclaimed Property Administrators has endorsed a website to help find missing assets. It might be inactive brokerage accounts, uncashed checks from corporations/banks/insurance companies/municipalities, or unclaimed…
Short blog today! Here are four fun facts about Social Security. Average SS benefit in 2023 was $1,907 for people filing at Full Retirement Age Highest SS benefit in 2024 for people filing at Full Retirement Age is $3,822 You lose a little over .5% per month of your full retirement age benefit for each…
Do you fantasize about someone paying your bills and keeping you organized with your money and budget? Are you exhausted trying to assist an aging parent with keeping up on their finances? Are you one of many adults who struggle with money due to a neurological processing difference? Good news! Hiring out the chore of…
Ahhh, sunsets. The word conjures beauty, peace, and signals that it’s time to rest after a busy day. Unless you are a CPA. For those poor suckers, sunsets have them stressing over – eeeek – changing tax laws. Specifically, the pre-ordained ending of many tax code changes in the Tax Cuts and Jobs Act of…
“Because what are finances, really, besides an ongoing series of personal decisions?” ~ Quote from Team Lemonade. I love this concept because it reminds us that money isn’t just numbers. It’s a means to create a life that expresses our values and priorities. You loved that your partner introduced fun and spontaneity into your…
For you Rebel Tendencies out there who don’t believe in New Year’s Resolutions or To-Do lists, or people telling you when and how to set goals, you can skip this blog and go back to breaking all the rules. For the rest of us, January often feels like a good time to assess where we…
We’ve revisited some financial rules of thumb this month. Here are a few more bits of (maybe obvious) advice to achieve financial security. Simple portfolios work just fine. Investments don’t have to be complex or expensive to be good. A diversified portfolio can be achieved with 5 mutual funds or even one target date…
Did you know that there is such a thing as too much savings? It’s true! Some people over save in their emergency fund. Or even in retirement accounts. Not everyone is the chronic over-spender the media would have you believe. There should be a balance to saving for the future and enjoying your life today. …
Do you remember how when you started back to school, teachers would spend the first week or so reviewing things you learned last year? Probably to prime the pump for your brain to bring in the new information. In that spirit, September blogs are going to review some back-to-basic financial concepts. Some things you will…
