Now, I’m not in the business of encouraging shopping for shopping’s sake. However, there will be times you really need that new mattress, microwave, or Mini-Cooper. There is an art to timing these purchases, as this article from NerdWallet illustrates. Here is a quick summary: January Linens (remember the White Sales of long ago? They are…
It’s a new year and maybe one of your resolutions is to get rid of your tired old spouse. If so, you wouldn’t be alone. What is gray divorce? One of the biggest retirement stories over the last couple of years has been the spike in divorce for people aged 50 and over. According…
Think outside the box At the end of 2016, Forbes.com ran an article by Peter Economy featuring the Top 10 New Year’s Resolutions from a survey of 2,000 respondents. Here is the list along with my comments on how keeping any of these can help your personal finances: Diet or eat healthier (71%)…
Youth is when you’re allowed to stay up late on New Year’s Eve. Middle age is when you’re forced to. – Bill Vaughan It wouldn’t be New Year’s if I didn’t have regrets. – William Thomas On New Year’s, just remember: if your cup runneth over, you’ve probably reached your limit. – Melanie…
With the holidays approaching, many of us are making plans to visit family members we might not see often. And when we don’t see loved ones every day, we sometimes notice that things have changed since the last get together. I recently met a woman who owns a home health care firm. She told…
Last week, we looked at investment ideas that focused on the Sin Category of stocks (liquor, tobacco, gambling, fast food, you get the idea). Here are some ideas that may be of interest to you if you are looking to change the world in a more positive way. PAX Balanced Fund (PAXWS) Strategy: The…
No matter which of Santa’s lists you are on, there is an investment out there for you. These are NOT investment recommendations (you need to talk to your financial adviser for those), but just some amusing ideas for those of you on the Naughty List. VICE fund (symbol VICEX) Strategy: Generally, invests in stock…
Just because it’s the holidays, that doesn’t mean you can completely take a break from paying attention to your finances. Here are a few items that need to be done by year-end. By that, I mean DONE, not started. It takes a while for financial institutions to transfer money or act on letters of instruction,…
To give you and me a break from personal finance, I offer my traditional holiday menu of funny Thanksgiving quotes. Happy Thanksgiving! I am grateful to everyone who reads my musings. “Thanksgiving, man. Not a good day to be my pants” – Kevin James “It took me weeks to stuff my Thanksgiving turkey. I stuffed…
One year at Thanksgiving my mom had the flu, so my grandmother and I went out to buy ingredients for Thanksgiving. This was about 5 days before the big event and we really didn’t know what we were doing (I think I was about 13). So, Thanksgiving Day rolls around and we opened our turkey…
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