Let’s Talk Life Insurance. Do You Actually Need It??
Denver Financial Planner Kristi Sullivan discusses the differences between term and whole life insurance and whether or not you need life insurance at all. CLICK ON THE VIDEO BELOW!
Mother’s Day & The Mother of All Gifts
Mother’s Day is just around the corner. If you haven’t started shopping or made brunch reservations yet, take a page out of the rich and famous for ideas to let Mom know how much you appreciate her. Pop star Rhianna in 2012 gave her mom a 5-bedroom house in Barbados. NFL quarterback Terry Bridges’…
Mind over Money with Dr. Alec Baker – Part Deux
Welcome to Part 2 of my interview with Dr. Alec Baker of Peak Living Psychology. Today we tackle one of my favorite topics of mind and money – the act of consistently outspending income. Let’s begin KS: When people spend outside of their means, what is at the root of that? AB: …
IRAs – to contribute ore not to contribute?
April 15th is just around the corner and one of the questions your CPA may pose to you is, “Will you make an IRA contribution for 2017 before the deadline?” And you are thinking, “Should I or not?” Individual Retirement Accounts (IRAs) come in a couple of flavors: Traditional or Roth. Traditional IRA A…
Retirement Risk Alert!! Grown Children
There was reader question to a column called The Sweet Spot in the New York Times recently. A mother was wondering if it is mean to ask her mid-twenties children to move out of the family home and start paying their own bills. The columnists reacted predictably by telling the parents that by enabling…
WTF (What the Finance) is Bitcoin? Let’s talk about it
Welcome to a new recurring feature of my blog called WTF – What the Finance? Here I will attempt to make understandable the maze of financial jargon we planners love to speak and this week I’m focusing on Bitcoin. What’s this Bitcoin thing? So, what’s all the fuss about trading Bitcoin? Should you be in? …
Mind over Money? Discussing Financial Roadblocks With Dr. Alec Baker
So many money decisions are not about what we think, but how we feel. To that end, I’ve enlisted the help of a guest blogger to address some questions around emotions and finances. Today I present the first of 3 questions I posed to Dr. Alec Baker. Dr. Alec Baker owns and operates…
Why are my bond funds so sucky?
A misunderstanding is that bond investments are not supposed to ever lose money. In fact, bond funds go up and down like stocks, just not with such extreme highs and lows. A quick primer on bonds Bonds are a way for a company or government to get a loan from the public. Loans are…
Love and Money – The Super-Rich Really Are Different
A movie that came out recently that I really wanted to see was All the Money in the World about the kidnapping of John Paul Getty III. I probably won’t see it until it’s out on Netflix because all my movie theater experiences are driven by teenage boys (Star Wars, anything Marvel related). Spoiler…
5 Cheap Things to Do for Valentine’s Day
Sure, your sweetie wants to be surprised by a romantic gesture on Valentine’s Day. You know what’s even more romantic? A partner who is financially stable and saving steadily for the future. So, how can you be both the dreamy AND smart partner? Read on for a few inexpensive ideas that will have his/her all…
