Thanks to alert reader and all around supportive husband Sean Sullivan for showing me this graphic from Visual Capitalist illustrating how much income it takes to live comfortably in each state. This is helpful in my business, because often clients talk about relocating to a less expensive place to live. But what does…
Last week we talked about how a financial advisor can help families calculate the effects of a breadwinner stopping work for a while. But, what we can’t do is find you that dream, high-paying, low stress job after a career break. Luckily, the internet can help! Here are 5 tips for before and during the…
Do you fantasize about someone paying your bills and keeping you organized with your money and budget? Are you exhausted trying to assist an aging parent with keeping up on their finances? Are you one of many adults who struggle with money due to a neurological processing difference? Good news! Hiring out the chore of…
When a question comes up repeatedly, that means it’s time for a blog about it. Lately I have heard tons of frustration from clients who are trying to buy a house, but the inventory is so low and pitiful and expensive that they are stepping away from the hunt. Sometimes for a short mental health…
If you are a regular reader of this newsletter, you may have wondered how I publish these high quality e-mails on a consistent basis. The answer: I don’t! As any small business owner will tell you, outsourcing is the key to getting all the stuff done without pulling your hair out. So, while I DO…
We’ve revisited some financial rules of thumb this month. Here are a few more bits of (maybe obvious) advice to achieve financial security. Simple portfolios work just fine. Investments don’t have to be complex or expensive to be good. A diversified portfolio can be achieved with 5 mutual funds or even one target date…
Welcome back to the Back to School for Money series. Today, we will talk about one of the largest expenses for most people, housing. If you are trying to decide how much rent or mortgage payment you can afford, the general rule of thumb is to spend no more than 30% of your net…
Contrary to what you read in the media – and so far this month in my blog – 529 accounts are not the only way to save for a child. Here are a few others. Uniform Transfer to Minor Accounts (aka UTMA/UGMA or Custodial Accounts) These accounts have been around forever. The idea is that…
Why don’t people get wills and powers of attorney in place? We know it’s the right thing to do for our families, yet it seems so hard to get started. And finish! Here with some ideas is guest blogger Jennifer Gordon, partner at Hawkins Goddard Attorneys at Law. KS: What are the top three…
This week I am excited to share the expertise of interior designer Michelle Ku. What does this have to do with personal finance? Your house is a huge investment. Of course, you want to surround yourself with colors and objects that make you happy. But you might consider resale value when making design decisions. …
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