The bad news is, well, there is a lot of bad news. The good news is that when there is a lot of bad news, Americans can be counted on to step up and help each other. Our intentions are good, but are we gifting the best way? Sure, I’ll whip out the credit…
Ultra-low interest rates present a dilemma: Great for borrowers (both companies and individuals), potentially great for the stock market, but terrible for people who need risk free savings for emergencies or retirement income. Unfortunately, if you need your money within 1-2 years to spend, there’s not much I can suggest. No growth is the…
Much is made of making your permanent home in retirement in a state that has no state income tax. I posit that there are other considerations. First, what are the no-income-tax states? They are Alaska, Tennessee, Wyoming, Florida, New Hampshire, South Dakota, Texas, Washington, and Nevada. Question #1: The MOST important consideration is do…
Ever wonder why Bernie Madoff, perpetrator of the world’s largest Ponzi scheme, didn’t get caught by auditors at the SEC sooner? There were a lot of reasons, but a big one is that he wasn’t even registered as an investment advisor with the SEC. You can’t oversee what you don’t control – or not well.…
This week I am thrilled to spotlight professional photographer Willy Wilson. What does photography have to do with your finances? Well, if you are in sales or a business owner or just want to grow your career with a killer online presence, you NEED branding photography. When my clients make more money, it’s better for…
In the world of investments, there are ways to make and lose money that are reserved for Accredited Investors (rich people). Hedge funds are one of these instruments. A hedge fund is a pool of many investors’ money managed by a team of people who believe they are smarter than the market and certainly…
To pile on to my probably unpopular thoughts about Bitcoin last week, let me tell you my top three reasons I don’t like Robinhood (the trading app, not the 1973 Disney movie which is one of my all-time favorites). Robinhood purports to make investing in stocks available to the masses, but frankly, that was…
The first week in February saw an outsized amount of attention and money poured into previously sad sack stocks such as Game Stop, AMC Entertainment Holdings, and Blackberry. This led to lots of talk about investing bubbles. For more information on the nature of bubbles, here is an article I posted on Linked In.…
Anyone out there looking for a new career opportunity? I’m excited this week to feature Sheila Drew, Managing Director at Creative Financial Staffing in Denver to give you a peek behind the curtain of hiring managers. Kristi: You have placed many, many people in temporary or permanent jobs during your career. What are the…
There are a lot of ways to look at funding college for your kids. There is the I-Paid-My-Way-and-Junior-Can-Too. There is the parental guilt trip of putting away any extra money and forgoing retirement savings so young Betty Sue can go to Harvard without lifting a financial finger. Most of us will fall somewhere in the…
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