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My Health Savings Account pays for WHAT?

Financial Education, Personal FinanceBy Kristi SullivanApril 9, 2026Leave a comment

Health Savings Accounts are fantastic.  What other account has triple-tax benefits?  Tax-deferred on the way in, tax-free growth, AND tax-free withdrawals when used for qualified medical expenses. Ah, but there is the rub.  What can this magical tax-free money pay for?  And what obvious medical costs are not reimbursable?  Here are examples of surprising things…

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A Crypto Example of the Futility of Market Timing

Financial EducationBy Kristi SullivanApril 9, 2026Leave a comment

Here it is – yet another financial advisor blog shaking its finger at you about not timing the market.  Sorry folks, as long as people keep buying high and selling low, you are going to get this message from my BFFs (Best Financial Friends) and me. And for those of you who believe Crypto is…

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Markets Climb a Wall of Worry

Financial EducationBy Kristi SullivanApril 9, 2026Leave a comment

Yep, we’ve all heard the expression.  You may vaguely sense that it’s a caution against jumping out of your investments when headlines are scary –  and you are right. But, what does this even mean? Origin Story – Every good superhero needs one. It is thought the expression started in the 1950s to depict a…

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