Holiday Hangover – How to Pay Off Those Christmas Bills and Get Into Better Spending Habits

It happens to the most contentious of us.  We say we won’t go overboard on holiday spending (and, let’s face it, eating), but we get caught up in the moment.  Or, your kid asks for something at the last minute and you don’t have time to bargain shop.  And, your Aunt Gertrude is so hard…