Budgeting – I know you hate it, but let’s do it anyway

Budgeting:  Why we hate it and how to make it our friend. Do you know why so few people have a budget?  Because budgeting stinks!  Budgets are just like diets.  They call to mind what you can’t do and how you can’t enjoy life.  A general feeling of deprivation surrounds the word “budget.” And, as…