Over the past 15 months, I have been in a LOT of family therapy. And the one thing I have learned is that when a person is feeling strong emotions (fear, anger, insecurity), the rational part of their brain (the pre-frontal cortex) literally is not working. It physically gets no energy and just shuts off.…
I recently watched a training video from Lucila Williams, principal of The Intentional Advisor, a coaching service for financial advisers. In it, she shows a system for identifying your ideal client. To me, this seems at least as important as describing yourself in the old elevator speech. The Elevator Speech If you are a…
Happy New Year! Many of us look to improve our health with the turning of the calendar. That health can be physical (1 in 8 new gym memberships are initiated in January!), mental, or financial. Increase your 401(k) contribution. Did you know that in 2019, the maximum amount you can contribute to a 401(k) goes…
In times of uncertainty (rising interest rates, tariff wars), investors understandably want predictability, even if it means sacrificing return. Cash (savings accounts, money markets) offer stability, but not much interest. For people who are working, I suggest you keep 3-6 months of expenses in cash for emergencies and invest the rest for longer term…
People are always wanting the sure thing investment. Unfortunately, in the stock market, there is no such thing, but what about investing in your own productivity? Now there’s a way to get a sure-fire return. This week, I welcome guest blogger Arielle Minicozzi. Even though I hate learning to use new technology, Arielle recently…
There is no doubt that I am getting crabby in my middle age, and one thing that gets my goat is when people tell me that saving is too hard, and they are just going to keep working until they die. Physically, I am giving the speaker a bland smile and nodding, but inside I’m…
Frequently when I’m talking to a new client, he or she will start of by saying “I’m sorry, I don’t have more saved. Or, “I’m sorry, I made these mistakes in the past.” Believe me, we all, even financial planners, have made money moves we regret. One that came up recently in a phone…
If you’re like most Americans, you might be carrying a certain amount of credit card debt. But how can you get out from underneath that stress? Click on the video below to get manageable tips that will help you achieve your financial goals! Check out this video! If your finances look like…
Denver Financial Planner Kristi Sullivan discusses the differences between term and whole life insurance and whether or not you need life insurance at all. CLICK ON THE VIDEO BELOW!
Mother’s Day is just around the corner. If you haven’t started shopping or made brunch reservations yet, take a page out of the rich and famous for ideas to let Mom know how much you appreciate her. Pop star Rhianna in 2012 gave her mom a 5-bedroom house in Barbados. NFL quarterback Terry Bridges’…
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