WTF (What the Finance) is a State Mandated Retirement Plan?

Think all workers can participate in a retirement plan?  Think again!  According to a 2019 study by the Pension Rights Center* out of 139 million full and part-time workers, only 56% are participating in a work sponsored retirement plan.  Only 12% of employers with less than 100 employees even offer a 401(k) plan**.   As…